Cary Florio

Employer firm

Schwab Wealth Advisory, Inc. CRD 159035

168,774 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Portfolio management (institutions)

From the firm’s Form ADV. Read the guides:

Current Employers

Schwab Wealth Advisory, Inc.

425 Market Street 17Th Floor, San Francisco, CA 94105 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED	2026-01-15
MA	RA	APPROVED	2025-11-20

TX RA
APPROVED

Since 2026-01-15
MA RA
APPROVED

Since 2025-11-20

Branch Locations

One International Place, Boston, MA 02110-2600 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Merrill Lynch	Boston	MA	01/2015	09/2025
Bank Of America, N.A.	Boston	MA	03/2016	09/2025
Charles Schwab & Co., Inc.	Boston	MA	09/2025	Present
Schwab Wealth Advisory, Inc.	Boston	MA	09/2025	Present

01/2015 → 09/2025

Merrill Lynch

Boston, MA
03/2016 → 09/2025

Bank Of America, N.A.

Boston, MA
09/2025 → Present

Charles Schwab & Co., Inc.

Boston, MA
09/2025 → Present

Schwab Wealth Advisory, Inc.

Boston, MA

Previous Registrations

2015-11-13 → 2025-10-08

Merrill Lynch, Pierce, Fenner & Smith Incorporated

Hingham, MA

Hingham, MA

Boston, MA

Other Businesses

1) Mini Pony Pies | Investment Related:No||Food/Beverage Production|Manager/Partner||Less than 20|0|Manager of LLC. Closing down, was hobby company that was never started. No income ever received.

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2015-11-12

S66 Uniform Combined State Law Examination

2015-11-12

Designations

Certified Financial Planner

Other Names

Cary Williams Florio

View on SEC IAPD