Sergio Espinoza Espinoza Baviera

Employer firm

Morgan Stanley CRD 149777

$1.96T regulatory AUM 416,984 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (investment companies)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2018 → Present
  Morgan Stanley
  Miami, FL
• 02/2016 → 01/2018
  Arch Insurance Group
  Alpharetta, GA
• 04/2018 → Present
  Morgan Stanley Private Bank, N.A.
  New York, NY

Other Businesses

1.CW Holdings S.A.; Investment related: Yes; Holds real estate assets and investment; Partner(proprietor, partner, officer, director, employee, trustee, agent);Aug 2006; During business hours: 0; After business hours: 0; 2.Los socios de por vida EDSE S.A.; Investment related: Yes; property; owner(proprietor, partner, officer, director, employee, trustee, agent); Jan 2009; During business hours: 0; After business hours: 0; *523198 - Nutrivida Foundation; Investment related: No; Barreal de Heredia, Costa Rica; Health and Welfare; Board Member, Finance Committee(proprietor, partner, officer, director, employee, trustee, agent); 10/2022; During business hours: 0; After business hours: 8; Administrative *650213- KEFASE LLC; Investment related: No; Miami, Florida; Holding company of multiple of fitness studios franchise (Sweat 440); Partner (proprietor, partner, officer, director, employee, trustee, agent); 08/2025; During business hours: 0; After business hours: 0; I won´t have an active role. 691796- V Stones LLC; Investment related: Yes; Coral Gables, Florida; Other; Partner:Investor (proprietor, partner, officer, director, employee, trustee, agent); 10/2025; During business hours: 0; After business hours: 0; Other No Active role

Exams

• S66 Uniform Combined State Law Examination
  2018-03-29

Other Names

• Sergio Espinoza
• Sergio Espinoza Baviera