Elton Ping Hei Lai

Employer firm

Schwab Wealth Advisory, Inc. CRD 159035

168,774 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 07/2014 → 05/2018
  Bank Of America, N.A.
  San Jose, CA
• 07/2014 → 05/2018
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  San Jose, CA
• 05/2018 → 04/2020
  Morgan Stanley
  Cupertino, CA
• 05/2018 → 04/2020
  Morgan Stanley Private Bank, N.A.
  New York, NY
• 04/2020 → 03/2023
  Wells Fargo Clearing Services, Llc
  Sunnyvale, CA
• 04/2020 → 03/2023
  Wells Fargo Bank, Na
  Sunnyvale, CA
• 03/2023 → Present
  Charles Schwab & Co., Inc.
  San Francisco, CA
• 03/2023 → Present
  Schwab Wealth Advisory, Inc.
  San Francisco, CA

Previous Registrations

• 2020-05-01 → 2023-03-23
  Wells Fargo Clearing Services, Llc
  Cupertino, CA
  Sunnyvale, CA
  San Jose, CA
• 2018-05-30 → 2020-04-17
  Morgan Stanley
  Los Gatos, CA
  Cupertino, CA
• 2015-06-11 → 2018-05-31
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  San Jose, CA
  San Jose, CA
  San Jose, CA
  San Jose, CA

Other Businesses

EC4Life LLC|Investment Related:No|Computer/IT Services|Owner|2025-05-18|HoursPerMonth:Less than 20|HoursSpentduringSecurityTrading:0|I am developing a mobile wellness application, which uses AI to help users analyze meals and raise awareness of potential long-term glucose impacts. My responsibilities are limited to app design, content development and overseeing technical implementation. I do not engage in any securities-related activity through this business.

Exams

• S65 Uniform Investment Adviser Law Examination
  2015-06-10
• S63 Uniform Securities Agent State Law Examination
  2012-08-16

Other Names

• Elton P Lai
• Elton Ping Hei Lai
• Elton Lai