Terrence D Joseph

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2011 → Present
  Sagepoint Financial
  Torrance, CA
• 05/2011 → Present
  Independent Capital Management
  Torrance, CA
• 09/2023 → Present
  Osaic Wealth, Inc.
  Gardena, CA

Previous Registrations

• 2021-06-23 → 2023-09-01
  Osaic Services, Inc.
  Gardena, CA

Other Businesses

1) ICM TRUST RELATED SERVICES POSITION: Other - Financial Services Specialist NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 2 START DATE: 08/01/2011 ADDRESS: 879 West 190th Street, Suite 400, Gardena CA 90248, United States DESCRIPTION: Providing and offering Trust, Estate Planning and Asset Protection through (1) Citadel Law Offices and (2) United Wealth Protection Concepts, LLC. I will be involved in the gathering of information for these firms only. I will not be providing legal advice, and I will not be preparing legal documents. 2) ICM TRUST RELATED SERVICES POSITION: Other - Financial Services Specialist NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 20 SECURITIES TRADING HOURS: 2 START DATE: 08/01/2011 ADDRESS: 1925 Century Park E #1700, Los Angeles CA 90067, United States DESCRIPTION: Providing and offering Trust, Estate Planning and Asset Protection through (1) Citadel Law Offices and (2) United Wealth Protection Concepts, LLC. I will be involved in the gathering of information for these firms only. I will not be providing legal advice, and I will not be preparing legal documents. 3) ICM - MORTGAGES POSITION: Statutory Agent - NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 08/01/2011 ADDRESS: 879 West 190th Street. Suite 400, Gardena CA 90248, United States DESCRIPTION: Referrals to Mortgage Brokers for new purchases and/ or refinancing when appropriate. 4) ICM - MORTGAGES POSITION: Statutory Agent - NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 08/01/2011 ADDRESS: 1925 Century Park E, #1700, Los Angeles CA 90067, United States DESCRIPTION: Referrals to Mortgage Brokers for new purchases and/ or refinancing when appropriate. 5) ICM - INSURANCE POSITION: Statutory Agent - NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 2 START DATE: 08/01/2011 ADDRESS: 879 West 190th Street, Suite 400, Gardena CA 90248, United States DESCRIPTION: We offer our clients, who are SagePoint clients, asset protection through various types of insurance when appropriate. 6) ICM - INSURANCE POSITION: Statutory Agent - NATURE: Limited Liability Company - INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 2 START DATE: 08/01/2011 ADDRESS: 1925 Century Park E, #1700, Los Angeles CA 90067, United States DESCRIPTION: We offer our clients, who are Osaic Wealth clients, asset protection through various types of insurance when appropriate. 7) ATHERTON B.C. POSITION: Trustee Board NATURE: Non-Profit (Church) INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 02/01/2023 ADDRESS: 2627 West 116th Street, Hawthorne CA 90250, United States DESCRIPTION: Attend monthly meetings, to help the church makewise decisions on most financial matters. 8) ATHERTON BAPTIST CHURCH POSITION: Trustee NATURE:I serve in an unpaid Trustee role for my church, a nonprofit religious organization. In this capacity, I am one of four authorized signers on the church’s brokerage account held at Fidelity Investments, which uses Fidelity Financial Advisors for management services. INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 05/18/2026 ADDRESS: 2627 W. 116th St., Hawthorne CA 90250, United States DESCRIPTION: My Trustee responsibilities are administrative and governance-related in nature and include: Participating in general oversight of church financial matters in monthly Trustee meeting Reviewing account statements and financial records for stewardship purposes

Exams

• S65 Uniform Investment Adviser Law Examination
  2021-06-15
• S63 Uniform Securities Agent State Law Examination
  2011-06-23