Raymond Irizarry-Torres

Employer firm

Mml Investors Services, LLC CRD 10409

$116B regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 07/2012 → Present
  Massmutual Life Insurance Company
  San Juan, PR
• 09/2012 → Present
  Mml Investors Services
  San Juan, PR

Other Businesses

(1) NAME: RAYMOND IRIZARRY-TORRES, INSURANCE AGENT..INV.REL: YES..ADDR: 187 CONDOMINIO PLAZA REAL CAPARRA, APT. 110 CARR#2, GUAYNABO PR 00966..NATURE: INSURANCE SALES POSITION: SALES/AGENT..START DATE: 08/2010..HRS/MO: 10..HRS/DURING TRADING: 0..DUTIES: SALES & SERVICE OF L/H INSURANCE PRODUCTS FOR VARIOUS CARRIERS. (2) NAME: RAYMOND IRIZARRY RENTAL PROPERTIES INV REL: Y ADD: AT RESIDENTIAL ADDRESS NATURE: VARIOUS LONG TERM AND SHORT-TERM RENTAL PROPERTIES POSITION: OWNER START DATE: 03/14/2022 NO. HR/MO: 15 NO. HR/MO DURING SEC TRADING: 0 DESCRIBE DUTIES: MANAGING VARIOUS LONG TERM AND SHORT-TERM RENTAL PROPERTIES. (3) NAME: FIRST STEP INVESTMENTS, LLC INV REL: Y ADD: RESIDENTIAL ADDRESS NATURE: BUYING AND SELLING REAL ESTATE PROPERTIES POSITION: VICE PRESIDENT START DATE: 08/15/2024 NO. HR/MO: 10 NO. HR/MO DURING SEC TRADING: 0 DESCRIBE DUTIES: RESEARCH OF PROPERTIES AND IMPLEMENTATION OF INITIAL INVESTMENTS (4) NAME: RIT REALITY INV REL: Y ADD: RESIDENTIAL ADDRESS NATURE: FOCUSED ON BUYING AND SELLING REAL ESTATE PROPERTIES POSITION: OWNER START DATE: 08/01/2024 NO. HR/MO: 10 NO. HR/MO DURING SEC TRADING: 0 DESCRIBE DUTIES: RESEARCH OF PROPERTIES AND IMPLEMENTATION OF INITIAL INVESTMENT

Exams

• S66 Uniform Combined State Law Examination
  2015-02-20
• S63 Uniform Securities Agent State Law Examination
  2009-01-10