Joshua Alan Cramer

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/1999 → Present
  Cramer Financial Services
  Pikesville, MD
• 12/2011 → 12/2017
  Invest Financial Corporation
  Owings Mills, MD
• 06/2024 → Present
  Osaic Wealth, Inc.
  Owings Mills, MD
• 06/2024 → Present
  Osaic Wealth, Inc.
  Owings Mills, MD

Previous Registrations

• 2017-12-15 → 2024-06-14
  Securities America Advisors, Inc.
  Owings Mills, MD
• 2011-12-03 → 2017-12-19
  Invest Financial Corporation
  Appleton, WI
  Owings Mills, MD
• 2001-01-10 → 2011-12-16
  Grove Point Investments, Llc
  Owing Mills, MD
  Owings Mills, MD

Other Businesses

Joshua A. Cramer Position: Producer/Principal - Nature: Insurance Sales - Investment Related: Yes - Hours: 20 - Securities Trading Hours: 20 - Start Date: 11/21/2017 Address: 9199 Reisterstown Road, 214C, Owings Mills MD 21117 Freedom Area Rec Council Position: Volunteer - Nature: Rec league coaching.- Investment Related: No Hours: 12 - Securities Trading Hours: 0 - Start Date: 11/01/2017 Address: 1021 Johnsville Road, Sykesville MD 21784 CRAMER FINANCIAL SOLUTIONS POSITION: Advisor NATURE: Financial advice, investments, retirement planning, insurance sales and planning. INVESTMENT RELATED: Yes NUMBER OF HOURS: 110 SECURITIES TRADING HOURS: 80 START DATE: 04/01/2019 ADDRESS: 9199 Reisterstown Road, 214C, Owings Mills MD 21117 DESCRIPTION: Provide advice, implementation and sales of various insurance and investment products and strategies.

Exams

• S66 Uniform Combined State Law Examination
  2000-12-19