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Kurt Herman Ruoff

Cypress Financial Planning

Haddon Heights, NJ

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Current Employers
Cypress Financial Planning

400 White Horse Pike, Haddon Heights, NJ 08035 • United States

Current Registrations

AuthorityCategoryStatusDate
TX RA APPROVED 2022-06-20
NJ RA APPROVED 2020-06-01
  • TX RA
    APPROVED
    Since 2022-06-20
  • NJ RA
    APPROVED
    Since 2020-06-01

Branch Locations

400 White Horse Pike, Haddon Heights, NJ 08035 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Morgan Stanley Smith Barney Voorhees NJ 06/2011 05/2020
Morgan Stanley Private Bank, National Association New York NY 01/2015 05/2020
Cypress Financial Planning Haddon Heights NJ 05/2020 Present
  • 06/2011 → 05/2020
    Morgan Stanley Smith Barney
    Voorhees, NJ
  • 01/2015 → 05/2020
    Morgan Stanley Private Bank, National Association
    New York, NY
  • 05/2020 → Present
    Haddon Heights, NJ
Previous Registrations
  • 2011-07-05 → 2020-06-05
    Marlton, NJ
  • 2008-03-27 → 2009-07-10
    Td Wealth Management Services Inc.
    Cherry Hill, NJ
Other Businesses

(1.) NAME OF OBA: RUOFF ASSOCIATES, LLC; ADDRESS OF OBA: MARLTON, NJ 08053; NATURE: REAL ESTATE INVESTMENT; INVESTMENT-RELATED: YES; RELATIONSHIP WITH OBA: 25% OWNER; DUTIES: RESEARCH, PURCHASE, REHAB, RENT AND MANAGE INVESTMENT REAL ESTATE PROPERTIES; START DATE: 07/2019; APPROX. NUMBER OF HOURS/MONTH: 10; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 1; (2.) NAME OF OBA: PR REAL ESTATE, LLC; ADDRESS OF OBA: SEWELL, NJ 08080; NATURE: PERSONAL REAL ESTATE INVESTMENT; INVESTMENT RELATED: YES; TITLE WITH OBA: OWNER; DUTIES: VETTING AND PURCHASE OF PROPERTIES AND ONGOING MANAGEMENT OF REHAB AND TENANTS; START DATE: 06/25/2025; APPROX. NUMBER OF HOURS/MONTH: 5; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 0; (3.) NAME OF OBA: RIVALS CHAMPIONSHIP SERIES; ADDRESS OF OBA: BLACKWOOD, NJ 08012; NATURE: YOUTH SPORTS TOURNAMENT ORGANIZATION; INVESTMENT RELATED: NO; TITLE WITH OBA: BOARD MEMBER AND TREASURER; DUTIES: COORDINATE LOGISTICS FOR ANNUAL YOUTH HOCKEY TOURNAMENT SERIES AND MANAGE ALL FINANCES RELATED TO OPERATIONS; START DATE: 10/01/2025; APPROX. NUMBER OF HOURS/MONTH: 5; APPROX. NUMBER OF HOURS/MONTH DURING TRADING HOURS: 0

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2011-08-16
  • S66 Uniform Combined State Law Examination
    2011-08-16
Designations

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