Carlos Andres Torres

Current Employers

Pfs Investments Inc.

1 Primerica Parkway, Duluth, GA 30099-0001 • United States

Current Registrations

Authority	Category	Status	Date
FL	RA	APPROVED	2012-12-07

FL RA
APPROVED

Since 2012-12-07

Branch Locations

1130 E Donegan Ave Ste 2-B, Kissimmee, FL 34744 • United States

111 Bailey Dr Suite 1A, Niceville, FL 32578 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy Yes
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Primerica Financial Services	Kissimmee	FL	04/2004	Present
Pfs Investments Inc.	Kissimmee	FL	09/2007	Present
Net Reviews	Miami	FL	08/2006	Present

04/2004 → Present

Primerica Financial Services

Kissimmee, FL
09/2007 → Present

Pfs Investments Inc.

Kissimmee, FL
08/2006 → Present

Net Reviews

Miami, FL

Other Businesses

Sales of investment-related products; part-time or full-time, for companies affiliated with PFS Investments Inc. I may also receive non-investment related compensation from Primerica Mortgage, LLC for the sale of loan products and/or Primerica Client Services, Inc. (a co-located affiliate of PFS Investments Inc.) for part-time referrals of home security and automation products, as well as other home related services. Novo Church, Inc., Not Investment Related, 2374 Tinian Ave, Orlando, Fl 32837, Nature of Business (Church), Position/Title (Co-Founder/Director), Start Date (08/25/22) To Present, 40 Hours Per Month (0 Hours Per Month During Securities Trading Hours)

Exams

Code	Exam	Date
S63	Uniform Securities Agent State Law Examination	2012-12-10
S65	Uniform Investment Adviser Law Examination	2012-11-21

S63 Uniform Securities Agent State Law Examination

2012-12-10
S65 Uniform Investment Adviser Law Examination

2012-11-21