Javier Jaime Cardenas

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2005 → 11/2017
  Oppenheimer & Co Inc.
  San Francisco, CA
• 11/2017 → 04/2023
  Hilltop Securities Inc.
  San Francisco, CA
• 04/2023 → 09/2025
  Avantax Investment Services Inc.
  Elk Grove, CA
• 04/2023 → 04/2023
  Avantax Insurance Agency, Llc
  Elk Grove, CA
• 04/2023 → 09/2025
  Avantax Advisory Services
  Elk Grove, CA
• 03/2023 → 09/2025
  Avantax Insurance Agency And/Or Avantax Insurance Services.
  Elk Grove, CA
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Elk Grove, CA
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2023-04-04 → 2025-09-05
  Avantax Advisory Services
  Elk Grove, CA
• 2017-11-29 → 2023-04-11
  Hilltop Securities Inc.
  Roseville, CA
• 2005-09-06 → 2017-12-01
  Oppenheimer & Co. Inc.
  San Francisco, CA
  San Francisco, CA
• 2000-07-26 → 2005-09-12
  Morgan Stanley Dw Inc.
  San Francisc, CA

Other Businesses

1) RENTAL PROPERTY POSITION: Owner NATURE: We have a second home that is occasionally rented out short-term, mostly weekenders. INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 01/01/2019 ADDRESS: 8867 Saddlehorn Ct, Elk Grove CA 95624, United States DESCRIPTION: We monitor the property managerwho collects rent and remits on a monthly basis net of expenses, property manager maintains the home. 2) JAVIER J. CARDENAS, CFP PLAN FOR THE BEST POSITION: Owner NATURE: Working with prospects/clients to determine their financial goals and risk tolerance and offer suitable solutions. All products will be sold through Avantax. INVESTMENT RELATED: No NUMBER OF HOURS: 200 SECURITIES TRADING HOURS: 130 START DATE: 04/03/2023 ADDRESS: 8867 Saddlehorn Ct, Elk Grove CA 95624, United States DESCRIPTION: Working with prospects/clients to determine their financial goals and risk tolerance and offer suitable solutions. Gather client information, analyze their goals and objectives, available assets, liabilities, and offer investment / insurance solutions. All products will be sold through Avantax.?

Exams

• S66 Uniform Combined State Law Examination
  2000-03-29

Designations

• Certified Financial Planner

Other Names

• Javier J Cardenas
• Javier Cardenas