Joseph Karcutskie

Employer firm

Morgan Stanley CRD 149777

$1.96T regulatory AUM 416,984 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (investment companies)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2011 → 11/2016
  Wells Fargo Advisors Llc
  Philadelphia, PA
• 11/2016 → 02/2021
  Wells Fargo Clearing Services, Llc
  Philadelphia, PA
• 03/2021 → 10/2025
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Wilkes-Barre, PA
• 05/2021 → 10/2025
  Bank Of America, N.A.
  Wilkes-Barre, PA
• 10/2025 → Present
  Morgan Stanley Smith Barney Llc
  Wilkes-Barre, PA
• 12/2025 → Present
  Morgan Stanley Private Bank, N.A
  New York, NY

Previous Registrations

• 2021-03-19 → 2025-10-10
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Wilkes Barre, PA
  Duryea, PA
• 2011-08-30 → 2021-02-18
  Wells Fargo Clearing Services, Llc
  Clarks Summit, PA
  Allentown, PA
  Allentown, PA
  Scranton, PA
  Scranton, PA
  Tunkhannock, PA
• 2009-09-25 → 2011-05-16
  Stifel, Nicolaus & Company, Incorporated
  Wilkes-Barre, PA
• 2002-06-03 → 2009-09-25
  Ubs Financial Services Inc.
  Weehawken, NJ
  Weehawken, NJ
  Weehawken, NJ
  Plains, PA

Exams

• S63 Uniform Securities Agent State Law Examination
  1998-09-21

Other Names

• Joe Karcutskie
• Joseph Anthony Karcutskie
• Joseph A Karcutskie