Luba Romanov

Employer firm

Tiaa-Cref Individual & Institutional Services, LLC CRD 20472

$37.9B regulatory AUM 35,647 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Selection of other advisers
Educational seminars

From the firm’s Form ADV. Read the guides:

Current Employers

Tiaa-Cref Individual & Institutional Services, Llc

730 Third Avenue, New York, NY 10017-3206 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2025-10-29
NY	RA	APPROVED	2024-06-17
NJ	RA	APPROVED	2022-12-16

TX RA
APPROVED_RES

Since 2025-10-29
NY RA
APPROVED

Since 2024-06-17
NJ RA
APPROVED

Since 2022-12-16

Branch Locations

Hoboken, NJ • United States

730 Third Avenue Nyc Regional, New York, NY 10017 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Ubs Financial Services Inc	New York	NY	01/2005	01/2018
Tiaa	New York	NY	01/2018	Present
Tiaa-Cref Individual & Institutional Services, Llc	New York	NY	01/2018	Present

01/2005 → 01/2018

Ubs Financial Services Inc

New York, NY
01/2018 → Present

Tiaa

New York, NY
01/2018 → Present

Tiaa-Cref Individual & Institutional Services, Llc

New York, NY

Other Businesses

RENTING SINGLE FAMILY HOME POSITION: home owner NATURE: renting my single family home in Idaho INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 11/15/2024 ADDRESS: 3945 N Waterloo Way, Boise ID 83713, United States DESCRIPTION: basic landlord responsibilities

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2022-12-15

S66 Uniform Combined State Law Examination

2022-12-15

View on SEC IAPD