Raymond David Gardner

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/2007 → 12/2024
  Ocean County Prosecutor's Office
  Toms River, NJ
• 12/2020 → Present
  Raymond Gardner
  Toms River, NJ
• 04/2025 → Present
  Raymond Gardner
  Toms River, NJ
• 05/2025 → 12/2025
  Jack Oujo Cpa, Inc. Dba Oujo Wealth Strategies
  Wall, NJ
• 07/2025 → 09/2025
  Avantax Investment Services Inc.
  Wall, NJ
• 07/2025 → 09/2025
  Avantax Advisory Services
  Wall, NJ
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Wall, NJ
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 01/2026 → Present
  Sgoco Llc, Dba Oujo Wealth Strategies
  Wall, NJ

Other Businesses

1) Raymond D Gardner TR UW Tara M Gardner Trust for Casey C Gardner; Trustee; Trust set up for the benefit of my daughter.  ; No; 1; 0; 07/01/2014; 113 Pine Street Toms River NJ 08753; Account oversight and disbursements.   2) Raymond Gardner (1); CPA; CPA - provide forensic accounting, evaluation of in place internal controls and control environment, evaluation of current risk management policy, recommendations to improve control environment to prevent misapplication of workplace property, quantifying economic damages.  ; No; 1; 0; 04/01/2025; 113 Pine Street Toms River NJ 08753; Discuss with client the need to examine area of concern.  Review and evaluation of control environment for area of concern.  Review data and meet with employees and stakeholders.  Document findings and provide recommendations for improvement.   3) Raymond Gardner; Referee; High school and youth sports official for Football and Soccer.  ; No; 1; 0; 12/01/2020; 113 Pine Street Toms River NJ 08753; Responsible for officiating football and soccer games.   Officiate according to the rules of the game.  Record and report the score of the game. 4) Raymond Gardner TR UW Tara M Gardner Trust for Raymond C Gardner; Trustee; Trustee for trust for son.; No; 1; 0; 07/01/2014; 113 Pine Street Toms River NJ 08753; Oversight of account and disbursements.

Exams

• S66 Uniform Combined State Law Examination
  2025-10-30

Other Names

• Raymond D Gardner
• Raymond Gardner