David Matthew Germano

Employer firm

Modern Wealth Management, LLC CRD 324624

$10.9B regulatory AUM 5 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers
• Periodicals / newsletters
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 03/2011 → 09/2018
  Cadaret, Grant & Co., Inc.
  Rochester, NY
• 03/2011 → 02/2024
  Beltz, Ianni & Associates, Llc
  Rochester, NY
• 09/2018 → 02/2024
  Lpl Financial Llc
  Rochester, NY
• 02/2024 → Present
  Mutual Securities, Inc.
  Camarillo, CA
• 02/2024 → Present
  Modern Wealth Management, Llc.
  Rochester, NY

Previous Registrations

• 2018-09-18 → 2024-03-13
  Lpl Financial Llc
  Rochester, NY
  Fort Mill, SC
  Rochester, NY
• 2011-03-09 → 2018-09-19
  Cadaret, Grant & Co., Inc.
  Rochester, NY
  Syracuse, NY
• 2006-01-26 → 2011-03-04
  Equitable Advisors, Llc
  Rochester, NY
  Rochester, NY

Other Businesses

1. Modern Wealth Management, LLC., Start Date: 02/29/2024, 1 Bausch and Lomb Place, Ste. 900, Rochester, NY 14604, LLC, Wealth Management, Managing Director, Wealth Management, Financial Planning, Investment Related, 120 Hours per month, 5 Hours per day during trading hours. 2. Independent Insurance Agent, Start Date: 10/1999, 1 Bausch and Lomb Place, Ste. 900, Rochester, NY 14604, LLC, Independent Insurance Agent, Insurance Agent, Selling Variable and Fixed Insurance products (life insurance, disability insurance, long term care), Investment Related, 20 Hours per month, 1 Hour per day during trading hours. 3. Rochester Regional Health System, Start Date: 06/2016, 330 Monroe Ave., Rochester, NY 14607, Corporation, Health Care, Board of Director - Foundation, Board Member, Not Investment Related, 1 Hour per month, 0 Hours per day during trading hours. 4. Fixed Life Insurance Agent - Financial Independence Group, Start Date: 10/21/2025, 19520 W Catawba Ave., Ste. 200, Cornelius, NC 28021, LLC, Insurance Agency for Fixed Business, Fixed Business Only, Not Investment Related, 2 Hours per month, 1 Hour per day during trading hours.

Exams

• S66 Uniform Combined State Law Examination
  2005-06-07
• S63 Uniform Securities Agent State Law Examination
  2000-01-05

Designations

• Certified Financial Planner