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Current Employers
Ram Legacy Wealth Management

141 N. Milford Road Suite 101, Highland, MI 48357 • United States

Current Registrations

AuthorityCategoryStatusDate
MI RA APPROVED 2026-08-12
  • MI RA
    APPROVED
    Since 2026-08-12

Branch Locations

141 N. Milford Road Suite 101, Highland, MI 48357 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination Yes
Employment History
OrganizationCityStateFromTo
Calton & Associates, Inc. Highland MI 01/2019 Present
Iams Wealth Management, Llc Omaha NE 01/2019 Present
Ram Insurance & Financial Services Highland MI 11/2000 Present
Ram Educational Business Solutions Highland MI 11/2024 Present
Ram Legacy Wealth Management Highland MI 07/2026 Present
  • 01/2019 → Present
    Calton & Associates, Inc.
    Highland, MI
  • 01/2019 → Present
    Omaha, NE
  • 11/2000 → Present
    Ram Insurance & Financial Services
    Highland, MI
  • 11/2024 → Present
    Ram Educational Business Solutions
    Highland, MI
  • 07/2026 → Present
    Highland, MI
Previous Registrations
Other Businesses

1) Registered Representative. Investment related. Address: 141 N Milford Suite 101, Highland MI 48357. Nature of Business: Provides trading and investment product services under the direction Calton & Associates. Position/Title/Relationship: Registered Representative under Calton & Associates. Start Date: 01/01/2019. Hours per month: 60. Hours per month during Securities trading hours: 40. 2) Name of Business: RAM Insurance Agency, DBA RAM Insurance & Financial Services. Non-Investment related. Address: 141 N Milford Suite 101, Highland MI 48357. Nature of Business: Auto, homeowners, commercial, property and casualty, health insurance, workers comp, liability insurance, long term care insurance, and annuities. Position/Title/Relationship: CEO/Owner. Start Date: 10/01/2001. Hours per month: 30. Hours per month during Securities trading hours: 15. Duties/Responsibilities: I am a licensed insurance agent to sell auto, home, life, health insurance and commercial insurance. Manage Insurance Agents at Agency. 3) RAM Educational Business Solutions; Owner/Business Coach; Non-Investment Related; Highland, MI; Conducts workshops for small businesses and provides educational seminars/training financial literacy courses designed to educate and help attendees understand and address a variety of financial topics and concerns; 10/1/2024; 10 hours per month; 5 of which during securities trading hours. 4) Outsourced Estate Planning Software Services Through Legacy Lock; 05/2024; Non-Investment Related; Highland, MI; 5 hours per month, 2 of which are during securities trading hours. 5) Author. Non-Investment related. Address: Highland, MI. Nature of Business: Author of novel on financial literacy - Grandma (Nana) Piggy Bank Money - Saving Tips. Position/Title/Relationship: Author. Start Date: 06/2024. Hours per month: 10. Hours per month during Securities trading hours: 2. Duties/Responsibilities: Author Financial Literacy Novel for Sale to the General Public. 6) National Financial Educator Council; Certified Financial Educator; Investment Related; Highland, MI; Educator Financial Wellness, teach positive changes in participant financial behavior; 7/1/2024; 10 hours per month; 5 of which are during trading hours. 7) Oakland Thrive Financial Literacy. Non-Investment related. Address: Highland, MI. Nature of Business: Charitable Organization. Position/Title/Relationship: Educator. Start Date: 10/2020. Hours per month: 10. Hours per month during Securities trading hours: 2. Duties/Responsibilities: Provide educational seminars designed to educate and help attendees understand and address a variety of financial topics and concerns. 8) RAM Legacy Wealth Management. Investment related. Address: 141 N Milford Suite 101, Highland MI 48357. Nature of Business: Provide investment advisory services. Position/Title/Relationship: Investment Advisor Representative for RAM Legacy Wealth Management. Start Date: 08/2026. Hours per month: 120. Hours per month during Securities trading hours: 120. Duties/Responsibilities: Offer Investment Advisory.

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2012-07-18
S63 Uniform Securities Agent State Law Examination 2003-10-17
  • S65 Uniform Investment Adviser Law Examination
    2012-07-18
  • S63 Uniform Securities Agent State Law Examination
    2003-10-17
Other Names
  • Brenda Stokes Meilbeck
  • Brenda Stokes Meilbeck
  • Brenda Marie Meilbeck
  • Brenda Marie Gause

View on SEC IAPD

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