Eric Kramer Dare

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2003 → Present
  Pa Financial Group
  State College, PA
• 09/2013 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 11/2003 → Present
  Vicus Capital, Inc.
  State College, PA
• 08/2021 → Present
  Nuworks, Llc
  State College, PA
• 01/2010 → 01/2017
  Vvicus Capital, Inc (Formerly Pfg Financial Advisors)
  State College, PA
• 01/2017 → Present
  Vicus Capital, Inc. (Formerly Pfg Financial Advisors)
  State College, PA
• 05/2017 → Present
  Pfg Wealth Advisors, Llc
  State College, PA
• 03/2011 → Present
  Pfg
  State College, PA
• 07/2025 → Present
  Quest Aviation, Llc
  State College, PA
• 12/2024 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Other Businesses

1) FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, FIXED INSURANCE, START 05/2003, 4HRS/WK (TRADING HOURS), INSURANCE AGENT - SELLS LIFE, HEALTH, DISABILITY, ANNUITIES, AND LONG-TERM CARE; 2) VICUS CAPITAL, INC., INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, OUTSIDE RIA - ADVISORY BUSINESS, START 11/2003, 25HRS/WK (TRADING HOURS), INVESTMENT ADVISOR REPRESENTATIVE/ MINORITY OWNER OF COMPANY; 3) NAME OF OTHER BUSINESS: PFG INC. - MGA; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 01/2025; POSITION/TITLE/RELATIONSHIP: PRESIDENT/CEO; APX NUMBER OF HOURS PER WEEK: 20; APX NUMBER OF HOURS DURING TRADING HOURS: 20; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES, PRESIDENT, CEO, TRUSTEE OF PFG 401(K) PLAN, CO OWNER OF COMPANY; 4) NAME OF OTHER BUSINESS: DBA - PFG WEALTH ADVISORS INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED ADDRESS NATURE OF BUSINESS: DBA FOR SECURITIES AND PLANNING BUSINESS START DATE: 05/2007 POSITION/TITLE/RELATIONSHIP: REGISTERED REPRESENTATIVE AND IAR APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: VARIES BRIEF DESCRIPTION OF DUTIES: INVESTMENT ADVISORY 5) NAME OF OTHER BUSINESS: VICUS CAPITAL, INC. INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: DBA FOR FINANCIAL SERVICES START DATE: 1/2017 APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 POSITION/TITLE/RELATIONSHIP: PRESIDENT / CEO BRIEF DESCRIPTION OF DUTIES: OVERSIGHT OF INVESTMENT ACCOUNTS ; 6) NAME OF OTHER BUSINESS: NUWORKS LLC; INVESTMENT RELATED: NO; ADDRESS: 476 ROLLING RIDGE DRIVE STATE COLLEGE, PA 16801; NATURE OF BUSINESS: SOFTWARE DEVELOPMENT COMPANY; START DATE: 8/2021; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 1 APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: SOFTWARE DEVELOPMENT COMPANY, EMPLOYS SOFTWARE DEVELOPERS; 7) NAME OF OTHER BUSINESS: STATE COLLEGE YOUTH WRESTLING, INVESTMENT RELATED: NO, ADDRESS: SAME AS RESIDENTIAL LOCATION. NATURE OF BUSINESS: SPORTS, START DATE: 7/2022, POSITION/TITLE/RELATIONSHIP: PRESIDENT, LESS THAN ONE HOUR PER WEEK, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: SUPPORT YOUTH WRESTLING CLUB; 8) NAME OF OTHER BUSINESS: STATE COLLEGE YOUTH FOOTBALL; INVESTMENT RELATED: NO; ADDRESS: 240 VILLA CREST DR, STATE COLLEGE, PA 16801; NATURE OF BUSINESS: BOARD; START DATE: 5/2023; POSITION/TITLE/RELATIONSHIP: BOARD MEMBER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: ATTEND BOARD MEETINGS, GUIDE AND MAKE DECISIONS; 9) NAME OF OTHER BUSINESS: SKYTOP PROPERTIES, LLC; INVESTMENT RELATED: NO; ADDRESS: 476 ROLLING RIDGE DR SUITE 315 STATE COLLEGE, PA 16801; NATURE OF BUSINESS: COMMERCIAL RESL ESTATE; START DATE: 04/2024; POSITION/TITLE/RELATIONSHIP: CO-MANAGER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: REAL ESTATE RENTAL PROPERTY; 10. NAME OF OTHER BUSINESS: QUEST AVIATION, LLC; INVESTMENT RELATED: NO; ADDRESS: 476 ROLLING RIDGE DRIVE STATE COLLEGE, PA 16801; NATURE OF BUSINESS: LLC; START DATE: 7/2025; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: FRACTIONAL OWNERSHIP OF AN AIRCRAFT;

Exams

• S66 Uniform Combined State Law Examination
  2003-10-27

Designations

• Certified Financial Planner