Joseph Montalbano

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2013 → Present
  Cetera Advisors Llc
  Denver, CO
• 04/2017 → 01/2025
  Maple Pharmacy/Carepax
  Monsey, NY
• 03/2024 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 02/2025 → Present
  Only Star Creators
  Wallkill, NY

Previous Registrations

• 2006-08-23 → 2006-10-13
  First Command Brokerage Services, Inc.
  Highland Falls, NY

Other Businesses

1) FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED, ADDRESS SAME AS REGISTERED LOCATION, START11/02/2012, 20 HRS/WEEK, VARIES DURING TRADING HOURS, INSURANCE AGENT SELLS LIFE, DISABILITIY, HEALTH,EQUITY INDEXED ANNUITIES, LONG TERM CARE, ANNUITIES AND INDEXED UNIVERSAL LIFE. 2) DBA FALCON WEALTH MANAGEMENT/FALCON INSURANCE SERVICES; INVESTMENT RELATED; ADDRESS IS THE REGISTERED LOCATION; DBA FOR FINANCIAL AND INSURANCE SERVICES; START 7/2015; 50 HOURS/WEEK DURING SECURITIES TRADING HOURS; PWNER/PRESIDENT. 3) NAME OF OTHER BUSINESS: BRIGHT FUTURES WEALTH MANAGEMENT, INVESTMENT RELATED: YES ADDRESS: 2376 MONROE AVE. ROCHESTER, NY 14618 NATURE OF BUSINESS: PORTFOLIOS, START DATE: 6/28/16, POSITION/TITLE/RELATIONSHIP: REGISTERED REPRESENTATIVE APX NUMBER OF HOURS PER WEEK: 5, DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: IPC PORTFOLIOS AND MANAGING CLIENT RELATIONSHIPS . 4) NAME OF OTHER BUSINESS: WALLKILL TRAVEL BASEBALL; INVESTMENT RELATED: NO; ADDRESS: SAME AS RESIDENTIAL LOCATION; NATURE OF BUSINESS: TRAVEL BASEBALL; START DATE: 2/2025; POSITION/TITLE/RELATIONSHIP: DIRECTOR OF COACHING AND SCHEDULING; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: SUPPORT TRAVEL BASEBALL FOR LOCAL PLAYERS; 5) NAME OF OTHER BUSINESS: ONLY STAR CREATORS, INVESTMENT RELATED: NO, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: MODELING/TALENT AGENCY, START DATE: 02/2025, POSITION/TITLE/RELATIONSHIP: OWNER, APX NUMBER OF HOURS PER WEEK: 5, APX NUMBER OF HOURS DURING TRADING HOURS: 2, BRIEF DESCRIPTION OF DUTIES: MANAGEMENT OF DIGITAL CREATORS WORKING WITH THE AGENCY;

Exams

• S66 Uniform Combined State Law Examination
  2003-12-01

Designations

• Certified Financial Planner

Other Names

• Joseph Montalbano
• Joseph James Montalbano