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Current Employers
Charles Schwab & Co., Inc.

425 Market Street 17Th Floor, San Francisco, CA 94105 • United States

Current Registrations

AuthorityCategoryStatusDate
FL RA APPROVED 2026-03-31
  • FL RA
    APPROVED
    Since 2026-03-31

Branch Locations

1179 South University Drive Suite 310, Plantation, FL 33324 • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint Yes
  • Termination Yes
Employment History
OrganizationCityStateFromTo
Td Ameritrade, Inc Coral Gables FL 07/2015 09/2019
Amerant Investments, Inc Coral Gables FL 09/2019 04/2022
Santander Bank, Na Boston MA 06/2022 09/2023
Santander Securities, Llc Dorchester MA 06/2022 02/2023
N/A Pembroke Pines FL 04/2022 06/2022
Santander Securities, Llc Dorchester MA 02/2023 09/2023
Citizens Securities, Inc Fort Lauderdale FL 09/2023 03/2026
Clarfeld Fort Lauderdale FL 09/2023 03/2026
Charles Schwab & Co., Inc. Plantation FL 03/2026 Present
Charles Schwab Bank, Ssb Plantation FL 03/2026 Present
Previous Registrations
  • 2023-09-21 → 2026-03-09
    Albany, NY
    Fort Lauderdale, FL
    Woburn, MA
    Woburn, MA
    Conshohocken, PA
    Naples, FL
  • 2023-11-07 → 2025-06-12
    Tarrytown, NY
    Fort Lauderdale, FL
  • 2022-06-13 → 2023-09-11
    Coconut Grove, FL
    Miami, FL
    Coconut Grove, FL
    San Juan, PR
  • 2019-11-07 → 2022-04-12
    Coral Gables, FL
    Coral Gables, FL
    Aventura, FL
    Miami, FL
  • 2015-07-15 → 2019-10-08
    Td Ameritrade, Inc.
    Coral Gables, FL
  • 2015-08-26 → 2019-10-08
    Td Ameritrade Investment Management, Llc
    Coral Gables, FL
  • 2012-10-01 → 2013-12-11
    Sunny Isles Beach, FL
  • 2009-10-20 → 2012-10-01
    Chase Investment Services Corp.
    Sunny Isles Beach, FL
  • 2009-06-23 → 2009-07-21
    Aventura, FL
  • 2006-11-29 → 2009-03-26
    Banc Of America Investment Services, Inc.
    Coral Gables, FL
    Miami, FL
Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2006-11-27
  • S66 Uniform Combined State Law Examination
    2006-11-27
Other Names
  • Rafael Abel Cruz
  • Rafael Cruz

View on SEC IAPD

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