Timothy W Ayer

Employer firm

Cambridge Investment Research Advisors, Inc. CRD 134139

$139B regulatory AUM 68,815 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Market timing

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2001 → 01/2021
  Kaminsky & Associates
  Maumee, OH
• 01/2021 → 10/2025
  Spc
  Ann Arbor, MI
• 10/2025 → Present
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA

Previous Registrations

• 2021-01-27 → 2025-10-24
  Spc
  Ann Arbor, MI
  Rand Rapids, OH
• 2003-04-30 → 2021-01-27
  Kaminsky And Associates, Inc.
  Maumee, OH
  Maumee, OH

Other Businesses

1. Sunrize Retirement & Financial Services, 23217 Poe Road, Grand Rapids OH 43522, United State, 1/11/23, Agent, Insurance/Benefits/Human Resources, INV REL, 4 HR/MO - 0 HR/MO TRADING

Exams

• S65 Uniform Investment Adviser Law Examination
  2002-12-23

Other Names

• Tim Ayer