Charmin Wu

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2012 → 09/2025
  Avantax Advisory Services
  Newport Beach, CA
• 01/2012 → 09/2025
  Avantax Investment Services, Inc.
  Newport Beach, CA
• 01/2012 → 09/2025
  Avantax Insurance Agency, Llc
  Newport Beach, CA
• 11/2013 → Present
  Covered California Aca Certified Insurance Agent
  Newport Beach, CA
• 10/2017 → 09/2018
  Ra Lotter Insurance Marketing Inc
  Newport Beach, CA
• 01/2019 → 04/2019
  Intuit
  Mountain View, CA
• 07/2014 → Present
  Covered California
  Newport Beach, CA
• 07/2012 → Present
  Anthem Bluecross
  Newport Beach, CA
• 01/2012 → Present
  Charmin Wu Cpa Cfp
  Newport Beach, CA
• 01/2019 → Present
  Intuit
  Mountain View, CA
• 09/2025 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2012-03-21 → 2025-09-05
  Avantax Advisory Services
  Newport Beach, CA
• 2009-06-01 → 2012-03-20
  Morgan Stanley
  Irvine, CA
• 2007-04-02 → 2009-06-01
  Morgan Stanley & Co. Llc
  Irvine, CA
  Newport Beach, CA
• 2006-03-03 → 2007-04-02
  Morgan Stanley Dw Inc.
  Newport Beach, CA
• 2003-04-25 → 2006-03-09
  Ameriprise Financial Services, Llc
  Irvine, CA

Other Businesses

Anthem BlueCross~'NIR'~21 Cabrillo St~Newport Beach~CA~92663~Insurance Agent~Agent~7/11/2012~4hrs~4hrs~health insurance/including medicare supp|Covered California~'NIR'~21 CABRILLO ST~NEWPORT BEACH~CA~92663~Insurance Agent~Agent~7/19/2014~2hrs~2hrs~health insurance via covered CA - aka obamacare|Charmin Wu CPA CFP~'NIR'~21 Cabrillo St~Newport Beach~CA~92663~ Accounting Services/Tax Preparation~Owner~1/1/2012~80hrs~80hrs~Tax preparation (corp. and individual), accounting, bookkeeping Fractional CFO Accounting Services/Tax Preparation~Employee~1/7/2019~80hrs~0hrs~part time seasonal remote tax specialist during tax season from Jan - May for Turbotaxe

Exams

• S66 Uniform Combined State Law Examination
  2003-04-23

Designations

• Certified Financial Planner