Ruth Romaine Kline

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/2001 → Present
  Willis Of Il.
  Chicago, IL
• 01/2013 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 01/2020 → Present
  Willis Towers Watson Northeast
  Chicago, IL
• 04/2019 → Present
  Fitness Formula Club
  Chicago, IL
• 01/2023 → Present
  Jt Fitness Llc Dba Jt Training Studio
  Chicago, IL
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Other Businesses

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FIXED INSURANCE; START DATE: 6/2020; APX NUMBER OF HOURS PER WEEK: 32; APX NUMBER OF HOURS DURING TRADING HOURS: 32; POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT; BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, DISABILITY, AND LONG TERM CARE; 2. CORNELIA PLACE CONDO ASSOCIATION, CHICAGO, IL, PRESIDENT OF BOARD, 4 HOURS PER WEEK. 3. NAME OF OTHER BUSINESS: WILLIS TOWERS WATSON NORTHEAST; INVESTMENT RELATED: YES; ADDRESS: 233 S. WACKER DRIVE SUITE 1800 CHICAGO, IL 60606; NATURE OF BUSINESS: INSURANCE BROKERAGE; START DATE: 1/2020 POSITION/TITLE/RELATIONSHIP: ASSOCIATE DIRECTOR; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DESIGN, MKT,IMPLEMENT EXE BENEFIT PLANS TO INCL LIFE, DISABILITY AND LONG-TERM CARE INS; 4. NAME OF OTHER BUSINESS: FITNESS FORMULA CLUB; INVESTMENT RELATED: NO; ADDRESS: 3657 N. PINE GROVE CHICAGO IL 60606; NATURE OF BUSINESS: FITNESS INSTRUCTOR; START DATE: 4/2019; POSITION/TITLE/RELATIONSHIP: PILATES INSTRUCTOR; APX NUMBER OF HOURS PER WEEK: 8; APX NUMBER OF HOURS DURING TRADING HOURS: 8; BRIEF DESCRIPTION OF DUTIES: TEACH PILATES, PROSPECT NEW CLIENTS AND SERVICE CURRENT CLIENTS; 5. NAME OF OTHER BUSINESS: JT FITNESS LLC DBA JT TRAINING STUDIO INVESTMENT RELATED: NO; ADDRESS: 1124 W. WILSON AVE, CHICAGO, IL 60640; NATURE OF BUSINESS: LLC; START DATE: 1/2023; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: NO FORMAL RESPONSIBILITIES;

Exams

• S65 Uniform Investment Adviser Law Examination
  2017-10-30
• S63 Uniform Securities Agent State Law Examination
  2003-07-14