James William Cummings

Employer firm

Gradient Advisors, LLC CRD 152665

$289M regulatory AUM 64 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2010 → Present
  Cummings Financial Services, Inc.
  Topeka, KS
• 04/2010 → Present
  Gradient Insurance Brokerage
  Topeka, KS
• 05/2017 → Present
  Gradient Advisors, Llc
  Arden Hills, MN

Previous Registrations

• 2010-02-11 → 2015-06-23
  Cummings Financial Services, Inc
  Topeka, KS

Other Businesses

1) dba Cummings Financial Services, Inc. - 3801 SE California, Topeka, KS 66609 - President/Owner - Financial and Retirement Planning 2) INVESTMENT RELATED: No / Case Central ADDRESS: 3740 SW BURLINGAME CIRCLE TOPEKA, KS 66609 NATURE OF BUSINESS: Case Design POSITION: Case Design Specialist START DATE: 05/2018 DAY DUTIES: Case Design for Agents/Representatives of affiliated Gradient companies 3) INVESTMENT RELATED: NO / RENTAL BUSINESS ADDRESS: 3801 SE CALIFORNIA TOPEKA, KS 66609 NATURE OF BUSINESS: LANDLORD YOUR POSITION: OWNER-LANDLORD START DATE: 03/2008 APPROX # OF HRS DURING TRAIDING: 2 HRS PER MONTH DUTIES: TAKE CARE OF RENTALS. 4) INVESTMENT RELATED: YES/INDEPENDENT INSURANCE AGENT/TOPEKA, KS/START DATE: 03/2002/5% OF TIME SPENT IN THIS BUSINESS.

Exams

• S66 Uniform Combined State Law Examination
  2009-07-30
• S63 Uniform Securities Agent State Law Examination
  2003-03-25