Melinda B Gaertner

Employer firm

Steffens Financial Corp CRD 342546

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Portfolio management (institutions)
Pension consulting
Selection of other advisers
EXPERT WITNESS / EXPERT CONSULTANT

From the firm’s Form ADV. Read the guides:

Current Employers

Steffens Financial Corp

276 Route 206 Suite A, Byram Township, NJ 07821 • United States

Current Registrations

Authority	Category	Status	Date
NJ	RA	APPROVED	2026-07-02
TX	RA	APPROVED_RES	2026-07-02

NJ RA
APPROVED

Since 2026-07-02
TX RA
APPROVED_RES

Since 2026-07-02

Branch Locations

276 Route 206 Suite A, Byram Township, NJ 07821 • United States

Commonwealth Financial Network

275 Wyman Street Suite 400, Waltham, MA 02451-1200 • United States

Current Registrations

Authority	Category	Status	Date
NJ	RA	APPROVED	2025-07-24

NJ RA
APPROVED

Since 2025-07-24

Branch Locations

276 Us Highway 206 Suite A, Byram Township, NJ 07821 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Pfs Partners, Llc	Mine Hill	NJ	06/2013	08/2018
Leigh Baldwin & Co., Llc	Cazenovia	NY	12/2015	10/2016
Pfs Partners, Llc (Precision Financial Services)	Mine Hill	NJ	01/2012	08/2018
Lpl Financial, Llc	Lebanon	NJ	10/2018	09/2022
Ibex Wealth Advisors, Llc	Lebanon	NJ	10/2018	09/2022
Ibex Wealth Advisors, Llc	Bedminster	NJ	09/2022	12/2024
Leigh Baldwin & Co., Llc	Cazenovia	NY	01/2025	05/2025
Steffans Financial Corp.	Byram Township	NJ	06/2025	Present
Commonwealth Financial Network	Waltham	MA	06/2025	Present
Steffens Financial Corp	Byram Township	NJ	07/2026	Present

06/2013 → 08/2018

Pfs Partners, Llc

Mine Hill, NJ
12/2015 → 10/2016

Leigh Baldwin & Co., Llc

Cazenovia, NY
01/2012 → 08/2018

Pfs Partners, Llc (Precision Financial Services)

Mine Hill, NJ
10/2018 → 09/2022

Lpl Financial, Llc

Lebanon, NJ
10/2018 → 09/2022

Ibex Wealth Advisors, Llc

Lebanon, NJ
09/2022 → 12/2024

Ibex Wealth Advisors, Llc

Bedminster, NJ
01/2025 → 05/2025

Leigh Baldwin & Co., Llc

Cazenovia, NY
06/2025 → Present

Steffans Financial Corp.

Byram Township, NJ
06/2025 → Present

Commonwealth Financial Network

Waltham, MA
07/2026 → Present

Steffens Financial Corp

Byram Township, NJ

Previous Registrations

2025-01-17 → 2025-06-02

Leigh Baldwin & Co., Llc

Stanhope, NJ
2018-11-14 → 2024-12-09

Ibex Wealth Advisors, Llc

West Palm Beach, FL
2018-03-27 → 2018-09-11

Precision Financial Services

Mine Hill, NJ
2012-01-31 → 2015-12-15

Lpl Financial Llc

Mine Hill, NJ
2011-02-08 → 2011-12-23

1St Global Advisors Inc

Mount Arlington, NJ
2008-07-31 → 2010-07-12

Lpl Financial Llc

Morristown, NJ

New Canaan, CT
2006-01-25 → 2008-07-09

Raymond James Financial Services, Inc.

Fairfield, NJ
2005-02-01 → 2006-01-27

Rbc Capital Markets, Llc

Florham Park, NJ

Other Businesses

1. Owner, The Essential Goat; Aromatherapy retail sales; Located at 42 Main St 206, Suite #1, Andover, NJ 07821; as of 10/2019; 0% of time spent during business hours; Not conducted at branch location; Not investment related. 2. Co-owner, The Goat's Haul; Retail gift shop; Located at 42 Main St 206, Suite #1, Andover, NJ 07821; as of 12/2023; 0% of time spent during business hours; Not conducted at branch location; Not investment related.

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2005-01-31

S66 Uniform Combined State Law Examination

2005-01-31

View on SEC IAPD