Richard Joseph Garner

Current Employers

Employment History

• 09/2005 → 10/2019
  1St Global Capital Corp.
  Traverse City, MI
• 03/2006 → 09/2025
  Avantax Insurance Services, Inc.
  Traverse City, MI
• 07/2006 → Present
  Dennis Gartland & Niergarth
  Traverse City, MI
• 09/2005 → 10/2019
  1St Global Advisors, Inc.
  Traverse City, MI
• 10/2019 → 09/2025
  Avantax Investment Services, Inc.
  Traverse City, MI
• 10/2019 → 09/2025
  Avantax Advisory Services
  Traverse City, MI
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Petoskey, MI
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2019-10-25 → 2025-09-05
  Avantax Advisory Services
  Traverse City, MI
  Petoskey, MI
• 2010-06-18 → 2019-10-25
  1St Global Advisors Inc
  Traverse City, MI

Other Businesses

1) LINCOLN - FIXED INSURANCE SALE POSITION: FINANCIAL ADVISOR NATURE: FIA SOLUTIONS INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 1 START DATE: 06/15/2016 ADDRESS: Traverse City MI 49686, DESCRIPTION: Financial Advisor 2) DGN WEATHCARE ADVISORS, LLC POSITION: FINANCIAL ADVISOR NATURE: WEALTHCARE ADVISORS INVESTMENT RELATED: Yes NUMBER OF HOURS: 45 SECURITIES TRADING HOURS: 5 START DATE: 07/01/2006 ADDRESS: Traverse City MI 49686, DESCRIPTION: Provide financial services to clients. 3) THE RICHARD P SMITH IRREVOCABLE TRUST POSITION: Co-Trustee NATURE: Work with other co-trustee to administer the provisions of the Irrevocable trust. INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 04/01/2021 ADDRESS: 1022 N West Silver Lake Rd, TRAVERSE CITY MI 49685, DESCRIPTION: Review distributions (if any) on a quarterly and annual basis. 4) DENNIS GARTLAND & NIERGARTH; FINANCIAL ADVISOR; ; IR; ; 07/01/2006; ;

Exams

• S66 Uniform Combined State Law Examination
  2010-05-17
• S63 Uniform Securities Agent State Law Examination
  2002-11-06

Designations

Other Names

• Rick Joseph Garner