Barbara Ellen Charal

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/1998 → Present
  Barbara E. Charal & Associates, Inc
  Northbrook, IL
• 03/2004 → Present
  Cetera Financial Specialists Llc
  Schaumburg, IL
• 05/2004 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 10/2024 → Present
  Genova Wealth
  Northbrook, IL

Previous Registrations

• 2001-08-20 → 2004-09-30
  Genworth Financial Planning Corporation
  Northbrook, IL

Other Businesses

1) BARBARA E. CHARAL & ASSOCIATES, INC; INV REL; NORTHBROOK, IL; PUBLIC ACCOUNTANT, TAX RETURN,DBA FOR INVESTMENT BUSINESS; INVESTMENT ADVISOR; OWNER; START DATE 6/1/98; 170 HRS/MTH, 160 SURING SECURITIES TRADING HRS: 2) NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES ; INVESTMENT RELATED: YES ; ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: FIXED INSURANCE ; START DATE: 10/2021 ; APX NUMBER OF HOURS PER WEEK: LESS THAN 1 ; APX NUMBER OF HOURS DURING TRADING HOURS: LESS THAN 1 ; POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS HEALTH INSURANCE ; 3)NAME OF OTHER BUSINESS: GENOVA WEALTH, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 11/2024, POSITION/TITLE/RELATIONSHIP: OWNER, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;

Exams

• S65 Uniform Investment Adviser Law Examination
  2001-08-10
• S63 Uniform Securities Agent State Law Examination
  1997-08-19