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Current Employers
Cetera Investment Advisers Llc

1450 American Lane 6Th Floor, Suite 650, Schaumburg, IL 60173-2096 • United States

Current Registrations

AuthorityCategoryStatusDate
AZ RA APPROVED 2023-06-29
TX RA APPROVED_RES 2023-06-29
  • AZ RA
    APPROVED
    Since 2023-06-29
  • TX RA
    APPROVED_RES
    Since 2023-06-29

Branch Locations

10451 West Palmeras Drive Suite 200, Sun City, AZ 85373 • United States

313 N Gilbert Rd Suite 200, Gilbert, AZ 85234 • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action Yes
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint Yes
  • Termination No
Employment History
OrganizationCityStateFromTo
Black Gould & Assoc,Ins Phoenix AZ 11/2001 Present
Voya Financial Advisors Gilbert AZ 09/2014 06/2021
Cetera Wealth Services, Llc El Segundo CA 06/2021 Present
Cetera Investment Advisers Llc Schaumburg IL 06/2023 Present
Kanik Financial, Inc. Lees Summit MO 04/2024 Present
Nfg Advisors Llc Midvale UT 09/2025 Present
  • 11/2001 → Present
    Black Gould & Assoc,Ins
    Phoenix, AZ
  • 09/2014 → 06/2021
    Voya Financial Advisors
    Gilbert, AZ
  • 06/2021 → Present
    Cetera Wealth Services, Llc
    El Segundo, CA
  • 06/2023 → Present
    Schaumburg, IL
  • 04/2024 → Present
    Kanik Financial, Inc.
    Lees Summit, MO
  • 09/2025 → Present
    Nfg Advisors Llc
    Midvale, UT
Previous Registrations
  • 2007-02-21 → 2021-06-09
    Williamsport, PA
    Chandler, AZ
    Williamsport, PA
    Gilbert, AZ
    Las Vegas, NV
    Midvale, UT
    Tempe, AZ
    Midvale, UT
    Windsor, CT
Other Businesses

1) NAME OF ENTITY: RENTAL PROPERTY; No; 353 S. IRONWOOD ST; GILBERT; AZ; 85296; RENTAL PROPERTY; OWNER; 8/1/2014; 1; 0; MAINTAIN RENTAL PROPERTY| 2) NAME OF ENTITY: Independent Insurance Agent; Yes; 3335 E BASELINE RD; GILBERT; AZ; 85234; Fixed Insurance Sales; Independent Insurance Agent; 2/20/2013; 10; 10; Sales of Fixed Insurance Products| 3) NAME OF ENTITY: Gilbert Chamber of Commerce; No; 3651 E BASELINE RD STE E107; GILBERT; AZ; 85234; chamber of commerce; vice chair of membership services; 6/1/2006; 8; 8; budget planning, decision making| 4) NAME OF ENTITY: Dignity Health Foundation - East Valley; No; 1727 WEST FRYE ROAD SUITE 230; CHANDLER; AZ; 85224; Medical Center advisory board and Charitable Organization; Board Member; 7/6/2012; 8; 4; Provide direction and support to foundation, fund raising, review financial statements, and hospital leadership.| 5) NAME OF ENTITY: GILBERT TALKS, LLC; No; 207 N GILBERT RD STE I; GILBERT; AZ; 85234; COMMUNITY LEADERSHIP & STRATEGIC DIRECTION; MEMBER; 8/25/2017; 3; 3; PROVIDE LEADERSHIP & STRATEGIC DIRECTION FOR COMMUNITY EVENTS BASED ORGANIZATION. ATTEND MEETINGS,ANNUAL RETREATS AND HOST EVENTS.| 6) NAME OF ENTITY: Joshua Development, LLC.; No; 3335 E BASELINE RD; GILBERT; AZ; 85234; Management Consulting, Leadership and Executive Training and Workplace Performance; Owner; 7/6/2012; 20; 20; Working with leadership teams and excutives to poise their organizations for growth and establish clearly defined direction.| 7) NAME OF OTHER BUSINESS: RAYHONS FINANCIAL SOLUTIONS ; INVESTMENT RELATED: YES; ADDRESS: 313 N. GILBERT RD SUITE 200 GILBERT, AZ 85234; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 09/2023; POSITION/TITLE/RELATIONSHIP: PRESIDENT/ FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL AND INSURANCE SERVICES; 8) NAME OF OTHER BUSINESS: KANIK FINANCIAL, INC.; INVESTMENT RELATED: YES; ADDRESS: 1320 NE WINDSOR DR LEES SUMMIT, MO 64086; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 04/2024; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES; 9) NAME OF OTHER BUSINESS: NFG ADVISORS LLC; INVESTMENT RELATED: YES; ADDRESS: 6955 UNION PARK CENTER #550 MIDVALE, UT 84047; NATURE OF BUSINESS: FINANCIAL SERIVCES; START DATE: 09/2025; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 5; APX NUMBER OF HOURS DURING TRADING HOURS: 5; BRIEF DESCRIPTION OF DUTIES: FINANCIAL SERVICES; 10) NAME OF OTHER BUSINESS: THE OTTO & EDNA NEELY FOUNDATION; INVESTMENT RELATED: NO; ADDRESS: 325 S. HIGLEY ROAD #110 GILBERT, AZ 85296; NATURE OF BUSINESS: NON PROFIT; START DATE: DATE; 12/2025; POSITION/TITLE/RELATIONSHIP: BOARD MEMBER; APX NUMBER OF HOURS PER WEEK: 2; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: ATTEND BOARD MEETINGS, HELP POVIDE CHARITABLE GRANTS TO ORGANIZATIONS AND SCHOLARSHIPS TO SCHOOLS AND UNIVERSITIES;

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2006-08-08
S63 Uniform Securities Agent State Law Examination 2000-05-03
  • S66 Uniform Combined State Law Examination
    2006-08-08
  • S63 Uniform Securities Agent State Law Examination
    2000-05-03
Other Names
  • J.W. Rayhons

View on SEC IAPD

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