Laura J Penner

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 04/2016 → Present
  Guardian Life Insurance Company
  Moorhead, MN
• 04/2016 → 11/2017
  Park Avenue Securities Llc
  Moorhead, MN
• 11/2017 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2010-03-22 → 2017-11-06
  Park Avenue Securities Llc
  Fargo, ND
  Fargo, ND
  Fargo, ND
  Moorehead, MN
• 2008-06-23 → 2010-02-09
  Cetera Investment Services Llc
  Fargo, ND
  Fargo, ND

Other Businesses

1.NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 10/2017 APX NUMBER OF HOURS PER WEEK: VARIES APX NUMBER OF HOURS DURING TRADING HOURS: VARIES POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH AND DISABILITY 2.NAME OF OTHER BUSINESS: GUARDIAN LIFE INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: INSURANCE START DATE: 05/2010 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 40 BRIEF DESCRIPTION OF DUTIES: INSURANCE AGENT; 3. NAME OF OTHER BUSINESS: SUCCESSOR/SUBSTITUTE PERSONAL REPRESENTATIVE FOR CLIENT; INVESTMENT RELATED: NO; ADDRESS: SAME AS RESIDENTIAL LOCATION; NATURE OF BUSINESS: SUCCESSOR/SUBSTITUTE PERSONAL REPRESENTATIVE FOR CLIENT START DATE: 9/2016; POSITION/TITLE/RELATIONSHIP: SUCCESSOR/SUBSTITUTE PERSONAL REPRESENTATIVE; APX NUMBER OF HOURS PER WEEK: 0; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: SUCCESSOR/SUBSTITUTE PERSONAL REPRESENTATIVE ON CLIENT'S WILL IF CLIENT'S DAUGHTER PASSES AWAY BEFORE HIM;

Exams

• S65 Uniform Investment Adviser Law Examination
  1999-12-13
• S63 Uniform Securities Agent State Law Examination
  1997-09-16

Designations

• Certified Financial Planner
• Chartered Financial Consultant

Other Names

• Laura Joy Merz
• Laura Joy Eidsvold
• Laura Joy Eidsvold
• Laura Joy Penner