Vincent J Lloyd

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2010 → 09/2025
  Avantax Investment Services, Inc.
  Woodbury, MN
• 02/2009 → Present
  Vincent J. Lloyd, Cpa
  Woodbury, MN
• 01/2014 → 09/2025
  Avantax Advisory Services
  Woodbury, MN
• 01/2017 → Present
  Vjl Cpa - Taxfyle
  Woodbury, MN
• 01/2020 → Present
  Vj Lloyd, Tax Expert
  Woodbury, MN
• 07/2021 → 08/2025
  Intuit
  Woodbury, MN
• 08/2010 → 09/2025
  Avantax Insurance Agency And/Or Avantax Insurance Services
  Woodbury, MN
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Woodbury, MN
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2014-01-24 → 2025-09-05
  Avantax Advisory Services
  Woodbury, MN

Other Businesses

1) MN CPA Society~'NIR'~1650 W. 82nd , Suite 600~Bloominton~MN~55431~Accounting~Other~10/19/2014~1hrs~1hrs~Planning committee 2) VJL CPA - Taxfyle~'NIR'~10583 Hawthorn Trail~Woodbury~MN~55129~Accounting~Tax Preparation/Accounting~1/12/2017~40hrs~8hrs~Tax Preparer 3) Vincent J. Lloyd, CPA~'NIR'~10583 Hawthorn Trail~Woodbury~MN~55129~Tax Preparation/Accounting~Accountant/Bookkeeper~2/1/2009~160hrs~4hrs~Provide accounting and tax advisory services to individuals and small businesses. 4) VJ Lloyd, Tax Expert~'NIR'~10583 Hawthorn Trail~Woodbury~MN~55129~Accounting Services/Tax Preparation~Employee~1/25/2020~20hrs~20hrs~Provides Seasonal/Temporary tax advice to Intuit/Turbotax customers in filing their tax returns. I do not file any returns for the taxpayer. I work nights and weekends. 5) NAME OF OTHER BUSINESS: VESTED GOLD MANAGEMENT LLC; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: AIRPORT RISK MANAGEMENT CONSULTING; START DATE: 9/2026; POSITION/TITLE/RELATIONSHIP: VIRTUAL CONTROLLER; APX NUMBER OF HOURS PER WEEK: 5; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: MONITOR THE ACCOUNTING FUNCTION SETUP ON THIS SUB-CONTRACT;

Exams

• S66 Uniform Combined State Law Examination
  2010-06-11

Designations

• Personal Financial Specialist