Richard F Micliz

Current Employers

Employment History

• 03/2012 → Present
  Hornor Townsend & Kent Inc
  Horsham, PA
• 03/2012 → Present
  Penn Mutual Life Ins Co
  Horsham, PA

Previous Registrations

• 2009-12-10 → 2012-03-20
  Msi Financial Services, Inc.
  Tinton Falls, NJ
  Fairfield, NJ

Other Businesses

1) INSURANCE BROKERAGE - DBA NAME: PRIMARY FINANCIAL, INVESTMENT RELATED, 1201 NEW ROAD, SUITE 111B, LINWOOD, NJ, 08221, INSURANCE SALES & SERVICE. AGENT, START DATE: 03/01/2012, APPROX NUMBER OF HOURS/MONTH: 10 TO 25, APPROX. NUMBER OF HOURS/MONTH DURING SECURITIES TRADING HOURS: 10 TO 25, DUTIES: INSURANCE SALES & SERVICE FOR MULTIPLE CARRIERS, INCLUDING PENN MUTUAL LIFE INSURANCE COMPANY. 2) STRATEGIC ALLIANCE UNDER THE PAA PROGRAM - DBA: BAER MALLOZZI RISK MANAGEMENT AND ADVISORY SERVICES, LLC, INVESTMENT-RELATED, 1700 MADISON AVENUE, LAKEWOOD, NJ 08701, NATURE OF BUSINESS: ACCOUNTING/STRATEGIC PARTNER/NON-MEMBER OF LLC/PROVIDING COMPREHENSIVE FINANCIAL PLANNING, CFP, START DATE: 11/01/13, APPROXIMATE NUMBER OF HOURS/MONTH: 10-25, APPROXIMATE NUMBER OF HOURS/MONTH DEVOTED TO THIS ACTIVITY DURING SECURITIES TRADING HOURS: 10-25, DUTIES: COMPREHENSIVE FINANCIAL PLANNING/ALL PRODUCTS , ETC. WILL CONTINUE TO GO THROUGH THE HTK PLATFORM. 3)INSURANCE & INVESTMENTS | INVESTMENT RELATED: YES | DBA NAME: COMPREHENSIVE PLANNING CONCEPTS |POSITION HELD: PROPRIETOR/OWNER | ADDRESS: 1201 NEW ROAD, SUITE 111B, LINWOOD, NJ, 08221 | START DATE:8/1/2020 | NATURE OF ACTIVITY: INSURANCE SALES/SERVICE FOR MULTIPLE CARRIERS, INCLUDING PML | APPROX HRS PER MTH: 41-100 HRS | APPROX TRADING HRS PER MTH: 41-100 HRS | DESCRIPTION OF DUTIES: INSURANCE & INVESTMENT SALES & SERVICE FOR MULTIPLE CARRIERS, INCLUDING PENN MUTUAL LIFE INSURANCE COMPANY. 4)INSURANCE BROKERAGE | DBA: BARBERIO FINANCIAL SERVICES | POSITION: PARTNER | NATURE: LIFE INSURANCE BROKERAGE | INVESTMENT RELATED: YES | NUMBER OF HOURS: 30 | SECURITIES TRADING HOURS: 30 | START DATE: 05/01/2026 | ADDRESS: 1201 NEW RD SUITE 111B, LINWOOD NJ 08221 | DESCRIPTION: WE MARKET AND SERVICE INVESTMENT RELATED PRODUCTS INCLUDING BUT NOT LIMITED TO INVESTMENT ADVISORY, FIXED AND VARIABLE ANNUITIES, AND VARIOUS TYPES OF FIXED AND VARIABLE LIFE INSURANCE.

Exams

• S63 Uniform Securities Agent State Law Examination
  2011-04-21
• S65 Uniform Investment Adviser Law Examination
  2009-12-07

Designations