Joan Francine Bowers

Employer firm

Raymond James Financial Services Advisors, Inc CRD 149018

$390B regulatory AUM 5,542 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2016 → Present
  Raymond James Financial Services, Inc.
  Hagerstown, MD
• 11/2016 → Present
  Raymond James Financial Services Advisors Inc.
  Hagerstown, MD
• 04/2001 → 10/2016
  Edward Jones
  St Louis, MO

Previous Registrations

• 2007-02-07 → 2016-11-07
  Edward Jones
  Hagerstown, MD

Other Businesses

(1) Name of Business: Address: 16 West Atlantic Steet, Fenwick, DE, 19944, United States Activity Type: Other Position/Title: Other Investment Related: No Start Date: 05/28/2025 Hours per month devoted to this business: 41-80 Hours per month devoted to this business during trading hours: 41+ Description of duties: Third home purchase (2) Name of Business: Address: 11223 Parkwood Dr, Hagerstown, MD, 21742, United States Activity Type: Rental Real Estate Position/Title: Owner/Proprietor Investment Related: Yes Start Date: 08/26/2021 Hours per month devoted to this business: 0-1 Hours per month devoted to this business during trading hours: 0-1 Description of duties: collect rent (3) Name of Business: Antietam Wealth Management Address: 1459 Potomac Ave, Hagerstown, MD, 21742, United States Activity Type: Support Company - Owner Position/Title: Other Investment Related: No Start Date: 11/04/2016 Hours per month devoted to this business: 0-1 Hours per month devoted to this business during trading hours: 0-1 Description of duties: support company (4) Name of Business: Antietam Wealth Management II Address: 1459 Potomac Ave, Hagerstown, MD, 21742, United States Activity Type: Rental Real Estate Position/Title: Owner/Proprietor Investment Related: Yes Start Date: 09/01/2021 Hours per month devoted to this business: 81+ Hours per month devoted to this business during trading hours: 0-1 Description of duties: Pay mortgage and bills for building monthly (5) Name of Business: Washington County Community Foundation Address: Leithersburg Pike, Hagerstown, MD, 21742, United States Activity Type: Non profit Position/Title: Board Member Investment Related: No Start Date: 12/01/2016 Hours per month devoted to this business: 2-10 Hours per month devoted to this business during trading hours: 0-1 Description of duties: board meetings

Exams

• S66 Uniform Combined State Law Examination
  2007-01-24
• S63 Uniform Securities Agent State Law Examination
  2001-08-03