Judith F Lutzy

Employer firm

Tilson Financial Group Inc CRD 110890

$751M regulatory AUM 1 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Pension consulting
Selection of other advisers

From the firm’s Form ADV. Read the guides:

Current Employers

Tilson Financial Group Inc

98 Floral Avenue Suite 103, New Providence, NJ 07974 • United States

Current Registrations

Authority	Category	Status	Date
NJ	RA	APP_PEND_IARCE	2026-01-01

NJ RA
APP_PEND_IARCE

Since 2026-01-01

Branch Locations

West Orange, NJ • United States

98 Floral Avenue Suite 103, New Providence, NJ 07974 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Tilson Financial Group, Inc.	New Providence	NJ	11/2010	Present
American Portfolios Financial Services Inc	Holbrook	NY	06/2012	Present

11/2010 → Present

Tilson Financial Group, Inc.

New Providence, NJ
06/2012 → Present

American Portfolios Financial Services Inc

Holbrook, NY

Previous Registrations

1998-01-05 → 2010-11-01

Cadaret, Grant & Co., Inc.

West Orange, NJ

Paramus, NJ

W. Caldwell, NJ

Other Businesses

1) TILSON FINANCIAL GROUP INC. - IAR of RIA; manage client assets; prepare financial plans; 40 hours per month; 35 hours during market hours 2) Independent insurance broker for various independent insurance companies

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2003-05-06
S63	Uniform Securities Agent State Law Examination	1989-05-12

S66 Uniform Combined State Law Examination

2003-05-06
S63 Uniform Securities Agent State Law Examination

1989-05-12

Designations

Certified Financial Planner

Other Names

Judith Lutzy

View on SEC IAPD