Karen Santini Clemens

Employer firm

Cambridge Investment Research Advisors, Inc. CRD 134139

$139B regulatory AUM 68,815 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Market timing

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2007 → Present
  Karen S Clemens Cpa, Pc
  West Chester, PA
• 07/2015 → 12/2024
  The Investment Center Inc
  West Chester, PA
• 01/2016 → 12/2024
  Ic Advisory Services Inc
  West Chester, PA
• 12/2024 → Present
  Cambridge Investment Research, Inc.
  Fairfield, IA
• 12/2024 → Present
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA

Previous Registrations

• 2016-01-07 → 2024-12-16
  Ic Advisory Services, Inc.
  West Chester, PA
  Bedminster, NJ

Other Businesses

1. SANTINI FINANCIAL, 1631 Christine Lane, West Chester PA 19380, United States, 01/01/2007, CPA, Tax Services, NIR, 20 HR/MO - 20 HR/MO TRADING 2. SANTINI FINANCIAL, 1631 Christine Lane, West Chester PA 19380, United States, 11/01/2015, Agent, Insurance/Benefits/Human Resources, NIR, 2 HR/MO - 2 HR/MO TRADING 3.SANTINI FINANCIAL, 1631 Christine Lane, West Chester PA 19380, United States, 01/01/2018, Agent, DBA Name, INV REL, 0 HR/MO - 0 HR/MO TRADING 4. SANTINI FINANCIAL, 1631 Christine Lane, West Chester PA 19380, United States, 10/01/2023, Owner, Author/Educator/Podcast/Speaker, NIR, 1 HR/MO - 0 HR/MO TRADING 5. CIRA, 1776 PLEASANT PLAIN RD, FAIRFIELD, IA, AS ADVISORY REP OF A RIA, INV REL, 80 HR/MO - 40 HR/MO TRADING. 12/02/2024 6. KAREN S CLEMENS, 1631 Christine Ln, West Chester PA 19380-6608, United States, 12/04/2024, Owner, Real Estate, NIR, 0 HR/MO - 0 HR/MO TRADING 7. FINANCIAL TRENDSETTERS 3, 1631 Christine Ln, West Chester PA 19380-6608, United States, 03/08/2026, Author, Author/Educator/Podcast/Speaker, NIR, 1 HR/MO - 0 HR/MO TRADING

Exams

• S66 Uniform Combined State Law Examination
  2015-10-14

Designations

• Certified Financial Planner

Other Names

• Karen Santini Clemens
• Karen Lynn Santini