Ronald Carvalho

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/1974 → Present
  Al Correia Agency
  Elizabeth, NJ
• 06/1985 → Present
  Irc Financial Services
  Union, NJ
• 09/1999 → 09/2025
  Avantax Investment Services, Inc.
  Union, NJ
• 12/1999 → 09/2025
  Avantax Advisory Services
  Union, NJ
• 03/2000 → 09/2025
  Avantax Insurance Agency, Llc
  Union, NJ
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Union, NJ
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2002-06-06 → 2025-09-05
  Avantax Advisory Services
  W. Allenhusrt, NJ
  Union, NJ

Other Businesses

1) OAK PROPERTY MANAGEMENT LLC~8 JODA RD~w ALLENHURST~NJ~07711~Real Estate~Owner/Sole Proprietor~8/19/2016~20hrs~5hrs~RENTAL REAL ESTATE. 2) Al Correia Real Estate~1961 Morris Ave, Suite A-1~Union~NJ~07083~Real Estate/Mortgage/Title Services/Appraisal~Real Estate Sales Associate~1/1/1974~10hrs~0hrs~real Estate Sales. 3) IRC Financial Services~8 Joda Rd~West Allenhurst~NJ~07711~Tax Preparation/Accounting~Owner/Sole Proprietor~1/1/1985~10hrs~0hrs~Tax return Preparation. 4) AC Accounting Service LLC~1961 MORRIS AVE, SUITE A-2~UNION~NJ~07083~Tax Preparation/Accounting~Owner/Sole Proprietor~12/1/2008~200hrs~0hrs~Tax Preparation.

Exams

• S65 Uniform Investment Adviser Law Examination
  1999-12-20
• S63 Uniform Securities Agent State Law Examination
  1999-09-13

Designations

• Certified Financial Planner

Other Names

• Ron Carvalho