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Current Employers
Independent Financial Group, Llc

12671 High Bluff Dr Suite 200, San Diego, CA 92130 • United States

Current Registrations

AuthorityCategoryStatusDate
TX RA APPROVED_RES 2025-10-06
MD RA APPROVED 2025-10-03
  • TX RA
    APPROVED_RES
    Since 2025-10-06
  • MD RA
    APPROVED
    Since 2025-10-03

Branch Locations

12671 High Bluff Drive Suite 200, San Diego, CA 92130 • UNITED STATES

4128 Sharp Road, Glenelg, MD 21737 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Howard Comm. College Columbia MD 09/1987 Present
Commonwealth Equity Services, Inc. Columbia MD 07/1992 10/2025
Independent Financial Group, Llc Glenelg MD 10/2025 Present
  • 09/1987 → Present
    Howard Comm. College
    Columbia, MD
  • 07/1992 → 10/2025
    Commonwealth Equity Services, Inc.
    Columbia, MD
  • 10/2025 → Present
    Glenelg, MD
Previous Registrations
Other Businesses

MAKINO FINANCIAL POSITION: Officer/Director NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 05/01/1989 ADDRESS: 4128 Sharp Road, Glenelg MD 21737, United States DESCRIPTION: DBA MAKINO FINANCIAL, LLC POSITION: Owner NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 11/01/2023 ADDRESS: 4128 Sharp Road, Glenelg MD 21737, United States DESCRIPTION: I use the LLC for tax purposes. It doesn't take up any time. HOWARD COUNTY PARKS & REC POSITION: Independent Contractor NATURE: Teaching/Coaching INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 10/01/2025 ADDRESS: 4128 Sharp Road, Glenelg MD 21737, United States DESCRIPTION: I teach a 6-hour course- 3 nights 2 hours each, usually via Zoom on Personal Finance. Very basic course for folks who don't know a stock from a bond. RENTAL PROPERTY POSITION: co-owner NATURE: Real Estate Sales/Rental Properties/Property Management INVESTMENT RELATED: No NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 09/01/2023 ADDRESS: Not provided, United States DESCRIPTION: I am part owner of my daughter's co-op studio apartment that she rents out. I do nothing she handles all of it.

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2015-03-25
S63 Uniform Securities Agent State Law Examination 1985-10-30
  • S66 Uniform Combined State Law Examination
    2015-03-25
  • S63 Uniform Securities Agent State Law Examination
    1985-10-30
Other Names
  • Frances Lazar
  • Frances Lev
  • Frances Debra Lev
  • Lev Lazar

View on SEC IAPD

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