Michael Angelo Borgailo

Current Employers

Employment History

• 01/1990 → Present
  Lincoln Benefit
  Lincoln, NE
• 01/1990 → Present
  Mid-Continent
  Orlando, FL
• 09/1990 → Present
  Self Employed
  Winter Park, FL
• 03/2000 → Present
  Retirement Planning Associates Inc
  Winter Park, FL
• 10/2003 → Present
  Reliastar
  Winter Park, FL
• 10/2007 → Present
  Planmember Securities Corporation
  Carpinteria, CA
• 01/2009 → Present
  Us Retirement Partners(Usrp)
  South Ielinm, NJ
• 08/2012 → Present
  Inclusiv Dba Frs Partners
  Winter Park, FL
• 01/2009 → Present
  Jmd Partners Llc
  Winter Park, FL
• 01/2015 → Present
  U S Employees Benefits Service Group Llc
  Winter Springs, FL

Previous Registrations

• 2004-07-06 → 2007-10-08
  Voya Financial Partners, Llc
  Tampa, FL
  Winter Springs, FL
• 1996-08-08 → 2004-07-08
  Voya Financial Advisors, Inc.
  Casselberry, FL

Other Businesses

1)MICHAEL BORGAILO & ASSOCIATES (PRESIDENT)DBA RETIREMENT PLANNING ASSOCIATES also doing business as Daybright Financial ;1052 WILLA SPRINGS, WINTER SPRINGS, FL; START 1999;SALE OF FINANCIAL PRODUCTS/ INSURANCE SALES; 120 HRS/MTH TO THIS BUS:.120 HRS/MTH TO THIS BUS DURING TRADING HOURS;INVESTMENT RELATED 2) BENCOR:1052 WILLA SPRINGS, WINTER SPRINGS, FL;START 1999; 1052 WILLA SPRINGS, WINTER SPRINGS, FL; INC A REPRESENTATIVE /AN INDEPENDENT AGENCY PROVIDING TAX QUALIFIED, DEFINED CONTRIBUTION RETIREMENT PLANS.;40 HRS/MTH TO THIS BUS:.40 HRS/MTH TO THIS BUS DURING TRADING HOURS;INVESTMENT RELATED 3)1ST MAN DOWN, LLC, 2ND MAN DOWN, LLC & RD MAN DOWN LLC:4/2012 ;1052 WILLA SPRINGS, WINTER SPRINGS, FL;MULTI-LEVEL MARKETING OF MILA OR GROUD AND PROCESSED CHIA SEED. MANAGING MEMBER 3RD MAN DOWN , LLC AND MEMBER OF 1ST AND 2ND MAN DOWN, LLC.; 5 HRS/MTH TO THIS BUS:.0 HRS/MTH TO THIS BUS DURING TRADING HOURS: NON- INVESTMENT RELATED 4)US RETIREMENT PARTNERS(USRP) START DATE :12/31/2008;1052 WILLA SPRINGS, WINTER SPRINGS, FL;;OWN 2.1% OF STOCK;OFFICER/EMPLOYEE /;NUMBER OF HOURS/MONTH DEVOTED TO THIS BUSINESS:160;NUMBER OF HOURS/MONTH DEVOTED TO THIS BUSINESS DURING TRADING HOURS:160INVESTMENT RELATED; 5)INCLUSIV DBA FRS PARTNERS ;START DATE: 8/29/2012;1246 W FAIRBANKS AVE, SUITE 200 WINTER PARK, FL 32789;ADVISORY BOARD MEMBER;RETIREMENT PLANNING ;5 HRS/MTH DEVOTED TO THIS BUSINESS:5 HRS/MTH DEVOTED TO THIS BUS. DURING TRADING HOURS:INVESTMENT RELATED 6)JMD PARTNERS, LLC:1052 WILLA SPRINGS DRIVE WINTER SPRINGS, FL 32708;START DATE: 1/1/2009;COMMERCIAL REAL ESTATE RENTAL - OFFICE BUILDING HOUSING BRANCH-NOT INVESTMENT RELATED;GENERAL PARTNER;PARTNERSHIP; NUM OF HRS/MTH TO THIS BUSINESS:1 ; NUM OF HRS/MTH BUSINESS DURING TRADING HRS:1 7) U S EMPLOYEES BENEFITS SERVICE GROUP, LLC ; 1052 WILLA SPRINGS DRIVE, WINTER SPRINGS, FL 32708; START DATE: 1/1/2015; AGENT; NATURE OF BUSINESS: UMBRELLA COMPANY FOR USRP BENEFITS GROUP - INSURANCE, BENEFITS ADMINISTRATION AND INVESTMENTS; IR; APPROX. NO HRS./MOS. DEVOTED TO THIS BUS: 0; APPROX. NO HRS. /MOS. DEVOTED TO THIS BUS DURING TRADING HRS.: 0

Exams

• S65 Uniform Investment Adviser Law Examination
  1999-11-22
• S63 Uniform Securities Agent State Law Examination
  1993-12-20