Stephen Joseph Ciepiela

Current Employers

The Ameriflex Group

8475 W. Sunset Road, Suite 101, Las Vegas, NV 89113 • United States

Current Registrations

Authority	Category	Status	Date
NM	RA	APPROVED	2021-02-01
TX	RA	APPROVED_RES	2021-01-29

NM RA
APPROVED

Since 2021-02-01
TX RA
APPROVED_RES

Since 2021-01-29

Branch Locations

5951 Jefferson Ct. Ne., Albuquerque, NM 87109 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
Lincoln National Life	Albuquerque	NM	01/1980	Present
Charles Stephen & Company Inc.	Albuquerque	NM	05/1983	Present
Kestra Financial Services, Inc.	Austin	TX	04/2016	01/2021
Sagepoint Financial, Inc.	Albuquerque	NM	01/2021	09/2023
The Ameriflex Group	Albuquerque	NM	01/2021	Present
Osaic Wealth, Inc.	Albuquerque	NM	09/2023	06/2025
Cambridge Investment Research, Inc.	Fairfield	IA	06/2025	Present

01/1980 → Present

Lincoln National Life

Albuquerque, NM
05/1983 → Present

Charles Stephen & Company Inc.

Albuquerque, NM
04/2016 → 01/2021

Kestra Financial Services, Inc.

Austin, TX
01/2021 → 09/2023

Sagepoint Financial, Inc.

Albuquerque, NM
01/2021 → Present

The Ameriflex Group

Albuquerque, NM
09/2023 → 06/2025

Osaic Wealth, Inc.

Albuquerque, NM
06/2025 → Present

Cambridge Investment Research, Inc.

Fairfield, IA

Previous Registrations

2016-04-20 → 2021-01-29

Kestra Advisory Services, Llc

Albuquerque, NM
2006-03-22 → 2016-09-22

Kestra Investment Services, Llc

Albuquerque, NM
2004-04-08 → 2015-03-27

Charles Stephen And Company, Inc.

Albuquerque, NM

Other Businesses

1. CARINGCENT LLC, 131 N Sherman, Denver CO 80203, United States, 07/01/2025, Passive Investor, Marketing, NIR, 0 HR/MO - 0 HR/MO TRADING 2. CHARLES STEPHEN AND COMPANY,INC, 5951 Jefferson St NE , Suite D, Albuquerque NM 87109, United States, 06/27/2025, Founder, Financial Planning, INV REL, 80 HR/MO - 30 HR/MO TRADING 3. LOBO DEVELOPMENT CORP., 801 University SE, Suite 207, Albuquerque NM 87106, United States, 07/01/2025, Vice President, Volunteer, NIR, 1 HR/MO - 1 HR/MO TRADING 4. STEPHEN CIEPIELA, 5951 Jefferson St NE , Suite D, Albuquerque NM 87109, United States, 07/01/2025, Agent, Insurance/Benefits/Human Resources, NIR, 4 HR/MO - 3 HR/MO TRADING 5. THE AMERIFLEX GROUP, 8475 W Sunset, #101, Las Vegas NV 89113, United States, 06/27/2025, IAR, Financial Planning, INV REL, 50 HR/MO - 50 HR/MO TRADING 6. MEALS ON WHEELS, 5901 Harper Dr. NE, Albuquerque NM 87109, United States, 04/01/2026, BOARD MEMBER, VOLUNTEER, NIR, 2 HR/MO - 0 HR/MO TRADING 7. CHARLES STEPHEN AND COMPANY, INC, 5951 Jefferson St NE, Suite D, Albuquerque NM 87109, United States, 06/27/2025, FOUNDER, DBA NAME, NIR, 80 HR/MO - 30 HR/MO TRADING

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1999-12-21
S63	Uniform Securities Agent State Law Examination	1982-12-21

S65 Uniform Investment Adviser Law Examination

1999-12-21
S63 Uniform Securities Agent State Law Examination

1982-12-21

Other Names

Steve Ciepiela
Stephen J Ciepiela

View on SEC IAPD