Lucy Chang Detwiler

Current Employers

Employment History

• 08/2015 → 06/2017
  Watermark Community Church
  Dallas, TX
• 07/2017 → Present
  Better Inc.
  Richardson, TX
• 07/2017 → Present
  Mega Group Ltd
  Richardson, TX
• 11/2022 → 02/2024
  Cx Institutional, Llc
  Plano, TX
• 07/2017 → Present
  Mega Shopping Center, Llc
  Richardson, TX
• 02/2024 → Present
  Schmerling Financial Group
  Richardson, TX
• 02/2024 → 09/2025
  Avantax Advisory Services
  Richardson, TX
• 11/2022 → 02/2024
  Credent Wealth Management
  Plano, TX
• 08/2024 → 09/2025
  Avantax Investment Services Inc.
  Richardson, TX
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Silver Spring, MD
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2024-02-13 → 2025-09-05
  Avantax Advisory Services
  Silver Spring, MD
  Richardson, TX
  Dallas, TX
• 2022-12-20 → 2024-02-23
  Cx Institutional, Llc
  Auburn, IN
  Plano, TX

Other Businesses

1) Mega Shopping Center LLC; Member; I am part owner of Mega Shopping Center LLC, which is the 1% general partner of Mega Group Ltd, which owns a retail shopping center, which is also listed as an OBA.; IR; 4; 07/01/2017; 725 Downing Dr Richardson TX 75080; I participate in occasional teleconference meetings regarding our property.I work in QuickBooks to prepare our financial statements for our CPA to prepare tax returns.I pay the partners their guaranteed income and distributions.I am involved in any major decisions that need to be made and occasionally visit the property.I will sign legal documents as a member on behalf of the general partner. 2) Better Inc; Vice President; I am a 10% owner/shareholder of a 40 unit multi-family apartment complex, which is held inside Better Inc, an S Corporation. We have a management company that helps us run the day to day activities, but I am involved in the major decisions.; IR; 4; 07/01/2017; 725 Downing Dr Richardson TX 75080; I participate in weekly teleconference meetings regarding what's going on our property. I do the categorizing and reconciling in QuickBooks of our books before getting them to our CPA to prepare tax returns.I pay our shareholders their salary and distributions.I am involved in any major decisions that need to be made and occasionally will visit the property.I work with the on-site property manager to make sure things are taken are of.  3) Schmerling Financial Group; Financial Planner; Schmerling Financial Group provides comprehensive financial planning for clients, which entails analyzing each client's needs, assessing goals, and creating a plan for financial success in life. Services include investment planning, insurance planning, business planning, education planning, estate planning, tax planning, retirement planning, tax and accounting, and equity compensation planning.; IR; 130; 03/18/2024; 725 Downing Dr Richardson TX 75080; I will be doing prep work prior to client meetings.I will sit in client meetings and present the financial plan.I will doing follow up work after client meetings. I will work on client financial plans, including research, working in eMoney, Holistiplan, and other software.I will assist where needed in responding to client service requests. 4) Mega Group Ltd; Member; I am a part owner of a retail shopping center that is held in a Limited Partnership called Mega Group Ltd. ; IR; 4; 07/01/2017; 725 Downing Dr Richardson TX 75080; I participate in occasional teleconference meetings regarding what's going on our property. I do the categorizing and reconciling in QuickBooks of our books before getting them to our CPA to prepare tax returns.I pay the partners their guaranteed incomes and distributions.I am involved in any major decisions that need to be made and occasionally will visit the property.I work with the management company to make sure things are taken are of.

Exams

• S63 Uniform Securities Agent State Law Examination
  2024-10-04
• S65 Uniform Investment Adviser Law Examination
  2022-12-20

Designations

Other Names

• Lucy Ru-Shin Chang
• Lucy Rushin Chang
• Lucy Detwiler