Joel H Cruz

Current Employers

Merrill Lynch, Pierce, Fenner & Smith Incorporated

One Bryant Park, New York, NY 10036 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2007-05-17
NJ	RA	APPROVED	2004-03-17

TX RA
APPROVED_RES

Since 2007-05-17
NJ RA
APPROVED

Since 2004-03-17

Branch Locations

3100 Hingston Ave, Egg Harbor Township, NJ 08234 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Merrill Lynch, Pierce, Fenner & Smith Incorporated	Vineland	NJ	07/1997	Present
Bank Of America,N.A.	Vineland	NJ	06/2011	Present

07/1997 → Present

Merrill Lynch, Pierce, Fenner & Smith Incorporated

Vineland, NJ
06/2011 → Present

Bank Of America,N.A.

Vineland, NJ

Other Businesses

I*495155 For profit or not for profit: Name of outside business organization: Joel & SCruz Investment related: N Address of business: RP, RP, RP Nature of business: Position, title, association: Sole owner, Start date of relationship: 3/1/2010 Number of hours devoted: 3 hour(s) Monthly Number of hours devoted during trading hours: 0 Duties: ,

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1997-08-26
S63	Uniform Securities Agent State Law Examination	1993-03-30

S65 Uniform Investment Adviser Law Examination

1997-08-26
S63 Uniform Securities Agent State Law Examination

1993-03-30

Other Names

Joel H Cruz
Joel Hortencio Cruz

View on SEC IAPD