Bulent Erol

Current Employers

Employment History

• 06/2004 → Present
  Lhd Insurance & Financial Services
  San Diego, CA
• 06/2014 → 06/2017
  Hbw Securities Llc
  Simi Valley, CA
• 07/2014 → 09/2025
  Hbw Advisory Services Llc
  Simi Valley, CA
• 06/2017 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2014-07-08 → 2025-09-30
  Hbw Advisory Services Llc
  San Diego, CA
  Simi Valley, CA
• 2013-01-07 → 2014-04-30
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  San Diego, CA

Other Businesses

1. NAME OF OTHER BUSINESS: HBW ADVISORY SERVICES, LLC INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: HBW ADVISORY SERVICES LLC PRIMARILY SERVICES THE FINANCIAL PLANNING AND INVESTMENT MANAGEMENT NEEDS OF INDIVIDUALS AND SMALL BUSINESSES. WE ALSO PARTICIPATE IN THE QUALIFIED PLAN SPACE WITH ACCESS TO A VARIETY OF PLAN DESIGNERS. POSITION/TITLE/RELATIONSHIP: INVESTMENT ADVISORY REPRESENTATIVE START DATE: 7/2014 APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 BRIEF DESCRIPTION OF DUTIES: INVESTMENT ADVISORY REPRESENTATIVE 2. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 5/2017 APX NUMBER OF HOURS PER WEEK: 14 APX NUMBER OF HOURS DURING TRADING HOURS: 14 POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH, DISABILITY, ANNUITIES, LONG TERM CARE, AND SPECIALTY LINES 3. NAME OF OTHER BUSINESS: LHD INSURANCE & FINANCIAL SERVICES INC; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES, TAX & ACCOUNTING; START DATE: 05/2025; POSITION/TITLE/RELATIONSHIP: PRESIDENT/CEO; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: FINANCIAL and insurance SERVICES, TAX PLANNING, TAX RETURN PREPARATION; 4. NAME OF OTHER BUSINESS: HBW PARTNERS INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: SALES OF LIFE, HEALTH, DISABILITY, SPECIAL LINES, AND FIXED ANNUITIES START DATE: 5/2014 POSITION/TITLE/RELATIONSHIP: AGENT APX NUMBER OF HOURS PER WEEK: 12 APX NUMBER OF HOURS DURING TRADING HOURS: 12 BRIEF DESCRIPTION OF DUTIES: SALES OF LIFE, HEALTH, DISABILITY, SPECIAL LINES, AND FIXED ANNUITIES 5. NAME OF OTHER BUSINESS: HERITAGE LIVING TRUST INVESTMENT RELATED: YES, ADDRESS: 4113 SCOTTS VALLEY DR, SCOTTS VALLEY, CA, 95067 NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 02/15/2022, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL APX NUMBER OF HOURS PER WEEK: 1, APX NUMBER OF HOURS DURING TRADING HOURS: VARIES, BRIEF DESCRIPTION OF DUTIES: SELLING LIVING TRUST SERVICE, ESTATE PLANNING; 6. NAME OF OTHER BUSINESS: N/A; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: BOOK; START DATE: 08/2022; POSITION/TITLE/RELATIONSHIP: CO-AUTHOR; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; BRIEF DESCRIPTION OF DUTIES: CO-AUTHOR ON BOOK, "THE INFORMED FED, A SURVIVAL GUIDE TO FEDERAL EMPLOYEE BENEFITS";

Exams

• S66 Uniform Combined State Law Examination
  2013-01-04