Derek Thomas Tharp

Current Employers

Conscious Capital

Scarborough, ME • United States

Current Registrations

Authority	Category	Status	Date
MA	RA	APPROVED	2024-06-28
TX	RA	APPROVED_RES	2024-04-12
NH	RA	APPROVED	2023-09-14
ME	RA	APPROVED	2018-10-17
IA	RA	APPROVED	2016-05-23

MA RA
APPROVED

Since 2024-06-28
TX RA
APPROVED_RES

Since 2024-04-12
NH RA
APPROVED

Since 2023-09-14
ME RA
APPROVED

Since 2018-10-17
IA RA
APPROVED

Since 2016-05-23

Branch Locations

Scarborough, ME • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Conscious Capital, Llc	Cedar Rapids	IA	05/2016	Present
Kitces.cOm	Reston	VA	10/2016	08/2018
Kansas State University	Manhattan	KS	01/2018	05/2018
University Of Southern Maine	Portland	ME	09/2018	Present
Tharp Insurance Solutions, Llc	Scarborough	ME	06/2020	Present
Income Laboratory, Inc	Denver	CO	08/2020	Present

05/2016 → Present

Conscious Capital, Llc

Cedar Rapids, IA
10/2016 → 08/2018

Kitces.cOm

Reston, VA
01/2018 → 05/2018

Kansas State University

Manhattan, KS
09/2018 → Present

University Of Southern Maine

Portland, ME
06/2020 → Present

Tharp Insurance Solutions, Llc

Scarborough, ME
08/2020 → Present

Income Laboratory, Inc

Denver, CO

Previous Registrations

2014-07-29 → 2016-05-11

Robert W. Baird & Co. Incorporated

Cedar Rapids, IA
2012-12-12 → 2014-07-29

Mote Wealth Management, Llc

Hiawatha, IA
2012-06-26 → 2012-11-09

Regentatlantic

Morristown, NJ

Other Businesses

Tharp Insurance Solutions, LLC; 31 Woodspell Rd, Scarborough, ME 04074; No; Insurance sales; Owner; Sell life and health insurance products; 10 hours per month. University of Southern Maine; 96 Falmouth St, Portland, ME 04103; No; University; Associate Professor of Finance; Teach; conduct research, and provide service to the university and its students; 160 hours per month (9 months of the year). Independent contract; Speaking, writing, and research work; 31 Woodspell Rd, Scarborough, ME 04074; No; Independent contract; Speaking, research, and writing on topics related to personal finance; 10 hours per month. Income Laboratory, Inc.; Yes; 66 S Logan St Denver, Colorado, 80209; Head of Innovation; Head of Innovation; Tuesday, June 3, 2025; 40 hours per month; Assist in product development.

Exams

Code	Exam	Date
S63	Uniform Securities Agent State Law Examination	2014-08-16
S65	Uniform Investment Adviser Law Examination	2012-01-05

S63 Uniform Securities Agent State Law Examination

2014-08-16
S65 Uniform Investment Adviser Law Examination

2012-01-05

Designations

Other Names

Derek Thapr

View on SEC IAPD