Richard Charles Love

Current Employers

Principal Securities, Inc.

711 High Street, Des Moines, IA 50392 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2026-08-31
CA	RA	APPROVED	2022-07-29

TX RA
APPROVED_RES

Since 2026-08-31
CA RA
APPROVED

Since 2022-07-29

Branch Locations

Carlsbad, CA • United States

2998 Douglas Blvd Ste 330, Roseville, CA 95661 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Kepha Wealth And Benefits Management	Roseville	CA	06/2026	Present
Principal Life Insurance Company	Roseville	CA	10/2017	Present
Principal Securities Inc	Roseville	CA	03/2016	Present
Westcorp Financial And Insurance Services	Roseville	CA	03/2021	Present

06/2026 → Present

Kepha Wealth And Benefits Management

Roseville, CA
10/2017 → Present

Principal Life Insurance Company

Roseville, CA
03/2016 → Present

Principal Securities Inc

Roseville, CA
03/2021 → Present

Westcorp Financial And Insurance Services

Roseville, CA

Other Businesses

**OUTSIDE INSURANCE,BROKER, LTC,HEALTH, DENTAL, VISION, 2/13/13. **Fixed Insurance, Life, DI, Annuities, 01/22/16. **Fixed Insurance; Investment Related; Roseville, CA; Agent; Group and Supplemental Benefit plans; Start Date: 08/01/2019; 1 hrs per month; 1 during trading hours. **LIONHEART ENTERPRISES POSITION: Salesperson NATURE: Equipment Sales INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 06/14/2023 ADDRESS: 9764 Davona Dr., San Ramon CA 94583, United States DESCRIPTION: Selling dash cams and solar generators for Lionheart Enterprises. Compensation via commission on dashcam and solar generator sales. **KEPHA WEALTH AND BENEFITS MANAGEMENT (DBA) POSITION: Financial Advisor / Self-Employed / Owner NATURE: My activities are within the scope of my contractual relationship as an ancient broker of principal life and or principal national life and or register representative of principal securities. INVESTMENT RELATED: Yes NUMBER OF HOURS: 175 SECURITIES TRADING HOURS: 175 START DATE: 06/01/2026 ADDRESS: 1478 STONE POINT DR., SUITE 390, ROSEVILLE CA 95661, United States DESCRIPTION: My activities are within the scope of my contractual relationship as an ancient broker of principal life and or principal national life and or register representative of principal securities. Activities therein, all currently approved, include: Securities/Mutual Funds/ VA / VL Financial Strategies/Needs Analysis Fee-based Financial Planning401(k) Plans Seminars/Educational Workshops DI/A&H Insurance Group Health Insurance Life Insurance (Fixed & Variable) Annuities (Fixed & Variable).

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	2022-07-26
S63	Uniform Securities Agent State Law Examination	2011-07-27

S65 Uniform Investment Adviser Law Examination

2022-07-26
S63 Uniform Securities Agent State Law Examination

2011-07-27