Richard Tom Barber

Current Employers

Provident Living Financial Services

3450 N Triumph Blvd. Suite 102, Lehi, UT 84043 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2017-07-20
ID	RA	APPROVED	2016-09-16
UT	RA	APPROVED	2016-08-03
CA	RA	APPROVED	2016-07-26

TX RA
APPROVED_RES

Since 2017-07-20
ID RA
APPROVED

Since 2016-09-16
UT RA
APPROVED

Since 2016-08-03
CA RA
APPROVED

Since 2016-07-26

Branch Locations

3450 N Triumph Blvd. Suite 102, Lehi, UT 84043 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
Provident Living Financial Services, Inc.	Atwater	CA	07/2016	Present
Sole Proprietor Insurance Agent	Atwater	CA	03/2016	03/2021
Frugalio, Inc.	Atwater	CA	03/2016	12/2023
Rb Financial Advocacy, Llc	South Jordan	UT	01/2022	12/2023
Welfie	Eagle Mountain	UT	01/2024	Present

07/2016 → Present

Provident Living Financial Services, Inc.

Atwater, CA
03/2016 → 03/2021

Sole Proprietor Insurance Agent

Atwater, CA
03/2016 → 12/2023

Frugalio, Inc.

Atwater, CA
01/2022 → 12/2023

Rb Financial Advocacy, Llc

South Jordan, UT
01/2024 → Present

Welfie

Eagle Mountain, UT

Previous Registrations

2010-04-27 → 2016-07-25

Wells Fargo Advisors Financial Network, Llc

Atwater, CA

Atwater, CA
2004-01-08 → 2010-05-04

Merrill Lynch, Pierce, Fenner & Smith Incorporated

Modesto, CA

Modesto, CA
2003-01-07 → 2003-12-04

Morgan Stanley Dw Inc.

Merced, CA

Other Businesses

RENTAL PROPERTY; INVESTMENT RELATED; SOUTH JORDAN, UT; 100% OWNERSHIP; START DATE 3/13/2013; 1 HOUR PER MONTH; 0 HOURS DURING TRADING; DUTIES ARE PROPERTY OWNER/LANDLORD. RB FINANCIAL ADVOCACY, LLC; MANAGING MEMBER; START DATE 01/2022; DUTIES; ADMIN AND OPERATING SUPPORT FOR PROVIDENT LIVING FINANCIAL SERVICES, INC. AND UNAFFILIATED RIAS; LESS THAN 5% OF TIME SPENT ON THIS BUSINESS PRACTICE. Welfie, LLC; Board of Directors; Non investment related; start date 01/2024; licenses technology platforms; less than 4% of time.

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2002-10-17

S66 Uniform Combined State Law Examination

2002-10-17

Other Names

Richard T. Barber
Richard T. Barber

View on SEC IAPD