Scott Christopher Lowder

Current Employers

Employment History

• 09/2006 → 06/2022
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Washington, DC
• 05/2011 → 06/2022
  Bank Of America, N.A.
  Washington, DC
• 06/2022 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 05/2022 → Present
  Harvest Wealth
  Bethesda, MD
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 06/2022 → Present
  Harvest Scl, Inc
  Scotch Plains, NJ

Previous Registrations

• 2006-09-29 → 2022-06-17
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Bethesda, MD
  North Bethesda, MD
  Short Hills, NJ
  Short Hills, NJ
  Washington, DC
  Westfield, NJ
• 2001-06-01 → 2006-10-12
  Citigroup Global Markets Inc.
  Bethesda, MD
  Bethesda, MD

Other Businesses

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FIXED INSURANCE; START DATE: 07/2005; APX NUMBER OF HOURS PER WEEK: 1; APX NUMBER OF HOURS DURING TRADING HOURS: 1; POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT; BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, ANNUITIES AND LONG-TERM CARE; 2. NAME OF OTHER BUSINESS: HARVEST WEALTH; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 05/2022; POSITION/TITLE/RELATIONSHIP: FOUNDING PARTNER / ADVISOR; APX NUMBER OF HOURS PER WEEK: 49; APX NUMBER OF HOURS DURING TRADING HOURS: 31.5; BRIEF DESCRIPTION OF DUTIES: OFFER FINANCIAL ADVICE AND IMPLEMENTATION OF FINANCIAL SERVICES AS A REGISTERED FINANCIAL ADVISOR TO CORPORATE EXECUTIVES, RETIREES, AND FAMILIES; 3. NAME OF OTHER BUSINESS: HARVEST SCL, INC, INVESTMENT RELATED: NO, ADDRESS: SAME AS RESIDENTIAL LOCATION, NATURE OF BUSINESS: EXPENSE MANAGEMENT, START DATE: 06/2022, POSITION/TITLE/RELATIONSHIP: OWNER, LESS THAN ONE 1 PER WEEK, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: S-CORP FOR TAX REPORTING PURPOSES;

Exams

• S65 Uniform Investment Adviser Law Examination
  2001-04-18
• S63 Uniform Securities Agent State Law Examination
  1998-06-24