Michael Patrick Cross

Current Employers

Employment History

• 12/2015 → 01/2024
  Woodbury Financial Services Inc
  Phoenix, AZ
• 01/2024 → Present
  Osaic Wealth, Inc.
  Phoenix, AZ

Previous Registrations

• 2016-01-08 → 2024-01-19
  Woodbury Financial Services, Inc.
  Phoenix, AZ
  Phoenix, AZ
  Noblesville, IN
• 2014-11-18 → 2015-12-09
  Independent Financial Group, Llc
  Phoenix, AZ
  Scottsdale, AZ
• 2006-08-09 → 2014-11-04
  Woodbury Financial Services, Inc.
  Phoenix, AZ
  Scottsdale, AZ

Other Businesses

1. CROSS FINANCIAL, LLC POSITION: Managing Member NATURE: LLC INVESTMENT RELATED: Yes NUMBER OF HOURS: 150 SECURITIES TRADING HOURS: 150 START DATE: 01/01/2010 ADDRESS: 2999 N. 44th Street, Suite 120, Phoenix AZ 85018, United States DESCRIPTION: Cross Financial, LLC is merely my DBA so as an Independent Advisor with Woodbury Financial, I assist client with their Insurance and Investment related needs. This would include assisting clients in managing their investment accounts - typically thru Third Party Asset Managers or Mutual Funds or Subaccounts within Variable Annuities. I provide guidance in Asset Allocation and support when clients need to take distributions. I additionally assist clients in structuring their various Insurance policies such as Life, Long Term Care, and Disability. Lastly, I also work with small companies' 401k Plans and other Erisa Plans such as a Profit Sharing Plan and Defined Benefit Plans. 2. REBELUV, LLC POSITION: Managing Member NATURE: LLC INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 08/06/2025 ADDRESS: 680 Miramar Lane, Unit # 217, Oxford MS 38655, United States DESCRIPTION: I don't know if this qualifies or requires to be listed as an OBA, but my wife and I purchased a Condo in Oxford, MS near the University of Mississippi campus, where our daughter goes to school. Our goal is to have a place there when we want to visit her, but we do have a Property Manager (PM) that manages the property when we are not there, and on occasion, the PM will rent out our place, to which we generate passive rental income. The ultimate Plan is for our daughter to move into this Condo with a few of her other friends, to which we won't continue to work with the PM, since the Condo will be used more as a Long-Term Rental. We are hoping to make a few thousand dollars per year, after fees and expenses. As for Question 12 below, I don't personally promote this rental on any website, but the PM does.

Exams

• S65 Uniform Investment Adviser Law Examination
  2006-08-08
• S63 Uniform Securities Agent State Law Examination
  1998-11-23

Designations