David Lee Howard

Current Employers

Corecap Advisors

27777 Franklin Road Suite 700, Southfield, MI 48034 • United States

Current Registrations

Authority	Category	Status	Date
MS	RA	APPROVED	2025-03-28
IN	RA	APPROVED	2024-11-06
MD	RA	APPROVED	2024-08-13
OH	RA	APPROVED	2024-02-13
KY	RA	APPROVED	2023-11-28
AZ	RA	APPROVED	2022-11-21
CO	RA	APPROVED	2022-06-27
FL	RA	APPROVED	2022-02-22
NV	RA	APPROVED	2021-05-05
MN	RA	APPROVED	2019-02-14
CA	RA	APPROVED	2018-11-05
MI	RA	APPROVED	2018-11-05
SC	RA	APPROVED	2018-11-05
TX	RA	APPROVED_RES	2018-11-02

MS RA
APPROVED

Since 2025-03-28
IN RA
APPROVED

Since 2024-11-06
MD RA
APPROVED

Since 2024-08-13
OH RA
APPROVED

Since 2024-02-13
KY RA
APPROVED

Since 2023-11-28
AZ RA
APPROVED

Since 2022-11-21
CO RA
APPROVED

Since 2022-06-27
FL RA
APPROVED

Since 2022-02-22
NV RA
APPROVED

Since 2021-05-05
MN RA
APPROVED

Since 2019-02-14
CA RA
APPROVED

Since 2018-11-05
MI RA
APPROVED

Since 2018-11-05
SC RA
APPROVED

Since 2018-11-05
TX RA
APPROVED_RES

Since 2018-11-02

Branch Locations

Harrison Twp, MI • United States

27777 Franklin Road Suite 700, Southfield, MI 48034 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination Yes

Employment History

Organization	City	State	From	To
Center For Wealth Planning, Inc.	Livonia	MI	07/2006	07/2017
Lpl Financial Llc	Mt. Clemens	MI	09/2009	10/2018
Corecap Advisors, Llc	Southfield	MI	10/2018	Present
Corecap Investments, Llc	Southfield	MI	10/2018	Present
Financial Fitness, Inc.	Mt. Clemens	MI	01/2014	Present

07/2006 → 07/2017

Center For Wealth Planning, Inc.

Livonia, MI
09/2009 → 10/2018

Lpl Financial Llc

Mt. Clemens, MI
10/2018 → Present

Corecap Advisors, Llc

Southfield, MI
10/2018 → Present

Corecap Investments, Llc

Southfield, MI
01/2014 → Present

Financial Fitness, Inc.

Mt. Clemens, MI

Previous Registrations

2010-10-13 → 2018-11-12

Lpl Financial Llc

Mt. Clemens, MI

Mt. Clemens, MI

Other Businesses

M&O Marketing - Southfield, MI - Insurance agent; Preparation and sales of insurance policies including fixed insurance products; Start date approx 11/1/2018; approx 2 hours per month 01/16/2014 - Financial Fitness, Inc - INV REL - Business Entity For Tax/Investment Purposes Only - 5% TIME SPENT - Financial Fitness, Inc.- I am the President and 40% owner of this S Corporation. 9/19/2017 - David L. Howard, CPA - Investment Related - Shelby Township, MI - Real Estate Rental - Started 06/01/2017 - 1 Hours Per Month/0 Hours During Securities Trading. 9/21/2017 - David L . Howard, CPA - Not Investment Related - Shelby Township, MI - Tax Prep/Accounting/CPA - Started 07/14/2010 - 32 Hours Per Month/2 Hours During Securities Trading - Filing personal tax returns. ELCO Mutual - 916 Sherwood, Lake Bluff, IL 60044 - Start date approx 1/1/1994; Insurance Agent - Preparation and sales of insurance policies including fixed Insurance products- approx 5 hours per month

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1998-11-19
S63	Uniform Securities Agent State Law Examination	1996-08-02

S65 Uniform Investment Adviser Law Examination

1998-11-19
S63 Uniform Securities Agent State Law Examination

1996-08-02

Designations

Other Names

David L Howard

View on SEC IAPD