Joel Warren Saperstein

Current Employers

Mml Investors Services, Llc

1295 State Street, Springfield, MA 01111-0001 • United States

Current Registrations

Authority	Category	Status	Date
NJ	RA	APPROVED	2007-01-26

NJ RA
APPROVED

Since 2007-01-26

Branch Locations

Fair Lawn, NJ • United States

250 Pehle Ave Suite 405, Saddle Brook, NJ 07663-5832 • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy Yes
Civil judicial No
Bond No
Judgment / lien Yes
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Massmutual Life Insurance Co	Saddle Brook	NJ	02/2001	Present
Mml Investors Services, Llc	Saddle Brook	NJ	04/2001	Present

02/2001 → Present

Massmutual Life Insurance Co

Saddle Brook, NJ
04/2001 → Present

Mml Investors Services, Llc

Saddle Brook, NJ

Other Businesses

NAME: JOEL SAPERSTEIN INV REL: Y ADD: 708 WINDSWEPT LANE, FRANKLIN LAKES, NJ 07417 NATURE: LIFE, HEALTH, GROUP LIFE, GROUP HEALTH POSITION: SALES START DATE: 02/15/2001 NO. HR/MO: 2 NO. HR/MO DURING SEC TRADING: 2

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	2006-11-09
S63	Uniform Securities Agent State Law Examination	2001-08-20

S65 Uniform Investment Adviser Law Examination

2006-11-09
S63 Uniform Securities Agent State Law Examination

2001-08-20