David Michael Kover

Current Employers

Onedigital

11101 Switzer Road Suite 200, Overland Park, KS 66210 • United States

Current Registrations

Authority	Category	Status	Date
FL	RA	APPROVED	2018-06-15
IL	RA	APPROVED	2018-04-13
IN	RA	APPROVED	2018-04-13

FL RA
APPROVED

Since 2018-06-15
IL RA
APPROVED

Since 2018-04-13
IN RA
APPROVED

Since 2018-04-13

Branch Locations

11101 Switzer Road Suite 200, Overland Park, KS 66210 • United States

27200 Riverview Center Blvd #202, Bonita Springs, FL 34134 • United States

Naples, FL • United States

552 Vale Park Road #A, Valparaiso, IN 46385 • United States

8700 W. Bryn Mawr Avenue 9005, Chicago, IL 60031 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
First Heartland Capital Inc	Lake St. Louis	MO	07/2001	04/2018
Onedigital Investment Advisors Llc	Overland Park	KS	04/2018	Present
Vertical Financial Group	Valparaiso	IN	07/2001	03/2025
Triad Advisors	Norcross	GA	04/2018	08/2024
Osaic Wealth, Inc.	Naples	FL	08/2024	Present

07/2001 → 04/2018

First Heartland Capital Inc

Lake St. Louis, MO
04/2018 → Present

Onedigital Investment Advisors Llc

Overland Park, KS
07/2001 → 03/2025

Vertical Financial Group

Valparaiso, IN
04/2018 → 08/2024

Triad Advisors

Norcross, GA
08/2024 → Present

Osaic Wealth, Inc.

Naples, FL

Previous Registrations

1998-12-08 → 2018-04-13

First Heartland Consultants, Inc.

Valparaiso, IN

Naples, FL

Chicago, IL

Chicago, IL

Chicago, IL

Other Businesses

1) FPA of S.W. FL; investment related; professional association; Chair, Pro Bono Committee; 2011; 1 hr/month; 0 hrs during trading; organize and oversee pro bono financial planning efforts for the chapter, including coordination of volunteer activities and community outreach. 2) ONEDIGITAL INVESTMENT ADVISORS LLC ;investment related;11101 SWITZER ROAD SUITE 200 OVERLAND PARK KS 66210;RIA;IAR;4/2018;40 hrs/month;6.5 hrs during trading;investment adviser 3) HAMMOCK ISLES HOA; not investment related; 54636 Hammock Isles Dr Naples FL 34119; TREASURER; 2 HOURS/MONTH DEVOTED; 1 HOUR DURING SECURITIES TRADING HOURS; TREASURER OF HOA. 4) Vertical Financial Group LLC; investment related; 780 Fifth Ave South Suite 200, Naples FL 34102; shell company; 2015; 0 hrs/month; 0 hours during trading; all management and financial duties 5) David M Kover, LLC; investment related; 780 Fifth Ave South Suite 200, Naples FL 34102; shell company; 1998; 0 hrs/month; 0 hours during trading; all management and financial duties 6) DAVID KOVER, LLC POSITION: Presdent NATURE: Used for expenses for my advisory/financial planning business INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 0 START DATE: 01/01/1998 ADDRESS: 780 Fifth Ave. S, #200, Naples FL 34102, United States DESCRIPTION: pay expenses 7) MODERN LIFE GROUP INC. POSITION: life agent NATURE: Insurance GA - case design work INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 4 START DATE: 04/08/2026 ADDRESS: 475 Springfield Ave., Summit NJ 07901, United States DESCRIPTION: I utilize Modern Life for assistance in case design for life insurance cases.

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1997-11-05
S63	Uniform Securities Agent State Law Examination	1988-07-19

S65 Uniform Investment Adviser Law Examination

1997-11-05
S63 Uniform Securities Agent State Law Examination

1988-07-19

Designations

Other Names

David Kover

View on SEC IAPD